 Thank you for staying with us. You're still watching The Breakfast on Plus TV Africa. It's time to take global stories, making headlines in our national dailies. And joining me to review the papers is Tunde Kolawale. He's a legal practitioner that's joining us from Lagos State. He's on the phone. Good morning, Mr. Tunde. Thank you for joining us. Good morning, my brother. I mean, my sister. Good morning. Lovely to have you here. Thanks for having me. Always a pleasure. Okay, so we're going to be starting with the business engine today. And the business engine leads with Kogi, Emo, Ados State, and seven others borrow from CBN to pay salaries. Now, we've seen this happen where states go to the CBN and they borrow money, but then you expect that each state should be able to float itself. If you need to pay salaries, each state should be able to generate revenue. I mean, Lagos State is doing that. Lagos State generates revenue. So why do seven or 10 states, in this case, Kogi, Emo, Ados State, and seven others, have to go to the CBN to borrow salaries? Is that right? Is that what we're supposed to be doing? Especially if we are saying we want a progressive economy. There's no doubt about it that all the states in the country have enormous potential to be able to sustain themselves. There's no doubt about it. We're blessed with very rich agricultural land, enormous human resources and talents, very, very good weather and water bill. But the question is, have all those states laid a basic foundation for economic sustainability? The answer is no. Decades upon decades of dependency on oil, I'm going to Abuja to receive handouts every month. I've made all these days to be called very indolent, lazy, they no longer, they have never developed their potentials for economic sustainability. That must be the reason why you find that when wages are increased, so many of those states are unable to relay, pay, whatever staff they have, either at the local government level or at the state level. It's born out of the inclusion or lethargy to really develop their potentials and whatever. But you must be very careful. Too many times you want to compare legal state with some of these other states in the country. And that might be like comparing apple with orange. And orange is there with apple. Why do I say this? Legal state is the home of banking in this country. Legal state is also the seat of industry. You must also not forget. And legal state has about three people who are income generated. And of course, almost all the federal institutions and all that. Some of those have been based in up here. We are personal income terms, personal income tax would be deducted and then sent to legal state and all that. But that's not the standard I think we may, that is the respective states that appear not to be self-sustaining today, put on their thinking cap and begin to explore, explore it and expand the enormous economic affordability that they are sitting on without realising. The states can be personally on agriculture. Look at Ukraine as a country, for example. The main state of Ukraine is agriculture. And of course, they are very good schools in there. They are people who go from all over the world, which are trapped from income to the country. So this is my take. The most challenging those states that are complaining about increases in widget and generability not to pay. So please for God's sake begin to explore and explore and expand the economic affordability agenda. You cannot be talking about true fidelity like you have said. And without making some of this same thing to call to fact. The most go party person. True fidelity is not just on the level of policy. It's you also caught across all the different states of our life. All the respective states begin to highlight enormous potential. And they do have enormous potential. Yeah, I agree with you because I mean I want to think of Nigeria as a business and you expect that if a business has different subsidiaries, each subsidiary should be able to just float itself. And then the whole business is progressing economically. So if we're still going to be waiting for handouts, like you said, going to a budget every month looking for handouts, then we're not growing. And you just need to look for what you can do where you are. So if your state is good in agriculture, you should explore that. If your state has good tourism, you should explore that even though I know that insecurity can pose as a challenge. But we need to start to look for how to generate more revenue instead of waiting for the federal government every single time. Yes. Let me give you one example. Okay. Do you know a state like Ikeke State? And then Ikeke State, for example, let's use this as a kind of a case study. Can you just decide to concentrate on having very good schools in those places? Like you have to affect Parvalola. You could also have some primary, secondary schools that are very, very good. World standards. That people will begin from all over the country, and from different parts of the world, wanting to go to some of those schools that I mentioned too. And when you have schools that are attracting people from all over the country, from all over the world, and whatever, that is tourism, which attracts a lot of people. How this would sell, those who made bread would sell, those who bought water would sell, and then those who put educational materials would sell. So you can have that kind of unique way of sustaining a different state. Just like you have pointed out, agriculture is also a very good one. Yeah. I agree with you 100% because, I mean, if you look at the UK, we mirror the United Kingdom, and what is their main source of revenue is education. So what are we doing? And I know that in the past, University of Ibadan was one of the best schools and people from different African countries will come here to study. So it's something that we can start to look, because a lot of times we're fixated on crude and saying we need crude oil, we need crude oil, and that's the way we make our money. But look at this. You can't depend on one source. Exactly. Look at the country like Saudi Arabia that produces more crude, that have more money from crude oil. Look at what they're doing. They also earn enormous, I mean, a lot of money from oil, from large people going to Mecca and women on the other basis, which in a way could be described as tourism. Look at what they are now doing. They are developing their football. They are developing their sports. They are also into fashion now, because we have seen that sooner than later, this money from Google will dry out. And if they have not diversified the economy, they will go in trouble. I also look at Dubai, UAE, and some of the other countries. Basically, they're sustaining themselves now on tourism and sports, entertainment generally. All right, let's move over to another headline. It says, Stam duty, how caught bars CBN from disbursing trillions collected by DMVs. That's the debt management. But there's a small headline at the bottom that says Nigeria's debt rises by 9.43 trillion Naira in three months to 9.73 trillion Naira. 9.74 trillion Naira. What you have to say about this, our debt profile keeps rising every other day or every other month. When President Tinnable assumed office, he said, you know, no more borrowing and we're going to try to generate revenue for the country. But you're seeing that our debt profile keeps rising every single time. And we're seeing this from 9.43 trillion Naira in three months to 9.97, rather 0.34 trillion. What do you think about this? That's a lot. That's a huge margin. That's when you come in from Stam duty, you say? No, no, that's Nigeria's debt profile. But then for the Stam duty, the court has barred the CBN. Well, it's a very, very complicated issue. And very, very sad. Why do I say that despite all the efforts that we are making, we still have enormous or a very, very huge debt, both internally to local contractors, officers and suppliers, and also, of course, international creditors. The Collector, when Obashinjo was in there, he went out in there and brought in Gondro Iwala, so to do, and a few of them. And then they sat there and wore a match to his faculty. Thereby, they will approach all the creditors and others. They got a debt to relieve from summer and then they were able to pay some. And then they put us on a clean plate. All the debt were whiter and then the country now began to move forward. But suddenly after the mandate, the people who came after him, they didn't sustain that economic, I mean, they didn't sustain that debt-free portfolio for the country. And then they began to acquire more and more debt all over again. For me, physical indifference is responsible for all of these things. Like I always say, when we look at it on an annual basis, only about 30% of what we've budgeted for actually go into financing what those various sums of money are budgeted for. The remaining are either going to waste pages, they either going to pay in allowances and monuments to politicians, or they're going to contract inflation, or they're going to to all these jumbos, billions of naira contracts that we award on a daily basis. Nigeria is about the only country the world to date has came. Contracts are no more denominated or awarded in millions, or even in thousands. They now award those contracts in billions of naira. Yeah, right. The basic improvement, it is some of those contracts, especially road construction. Most of the basic material for road construction. About 85% of it coming from Nigeria, here, from cement and water to clay and all that stuff. You will not expect that because of the contract, generally those contracts in Nigeria should be that high. This is where the money is going. And this is where we are tracking all this on necessary debt to affect, which is renovation. So if we are going to be free from debt, and then begin to move forward from all that, we must all this government must embrace what I would call, or describe as physical discipline. We must ensure that we maintain a lot of discipline that's in it. And that we do that, cut down the cost of government, cut down the cost of contract, and then begin to use only those things that we produce in Nigeria. It is only those things that we cannot protein. And that's going to have a multiplier effect in going the column that we should begin to import from abroad. We still import a lot of detergent, a lot of bleach and cream. We import a lot of resources. We import a lot of jackets and water. Some of those things like jackets and charts and all that. These are things that can be made in a bag. But we travel as far back talking and talking about bringing those things in the country. So that's most. If you are going to be going to the economy, you are going to be free of debt and all that. You must begin to go and command yourself with money. Use only those things that are produced in the country, especially if you are a public opportunity. For me, it is an attempt for success to be proud of the use of things that are not produced in the country. It is too able. Nigeria's debt can be paid within one year or another. If only we are ready to maintain a physical discipline. Look at the very course that the legislators import from abroad. It is as if they approach somebody like Nosei Mota. Some of the very good manufacturing plants are put into the country for the ones in Lagos to produce those vehicles for them. They would have put food on our table. They add currency that is used to import those vehicles that are flown out of the country. And of course, you are going to the economy and also expanding, increasing and equipping Nosei Mota. Some of these other motor vehicle plants in the country, you are equipping them with technicality, you are equipping them with script, you are also equipping them to expand their different markets all over Nigeria. And by the time you begin to use those vehicles and all that, a lot of improvement is really there since we came to Nosei Mota. So those vehicles are not imported. We don't do that. And as I will continue to cure this debt that we have, of course, don't forget to medical tourism is there. Of course, a lot of our children now travel abroad for their education. And those things don't come cheap. They all depend on foreign exchange. Add end currencies to be able to get to those places. Look at the human air, the natural air that you most ladies are now very familiar with. If you go to the PPA in Nosei Mota and make inquiries as regards the user month of add currency that is now used to import the human air and then the weekly creams and all that, you will be shocked. For me, it is significant to bestow that currency on such people, a lot of things. I think we just really need to look inwards, look at what we have, and try to buy Ninjad to grow the Naira. I think it was being said at some point, yes, buy Ninjad to grow the Naira. Anyways, let's move over to another one. This says CBN raises benchmark NPR by 200 basis points to 24.75 percent. So this used to be about 22.75 percent, but it has been increased to 24. And this is like the second in just over a month. This is the second hiking over a month. What do you think about this one? Well, I think it's a monetary policy, a way to really cut down or turn inflation that we have all over the country. You know, with those increases and all that, the liquidity in the banking sector and some of these sort of places is going to be reduced. And what it is reduced and all that has not much more means, the money in circulation is consequential and also reduced and more. Now we have a multiplier effect on bringing down inflation all over the country. So we should not kind of discourage the CBN from doing whatever it's necessary to take inflation and reduce the call-up in inflation prices of goods and packages that is presently going on in the country. But again, the CBN also has to be careful. I think about last week, it was reported in some of the media that most of our banks are going to the CBN to borrow money in order to be able to make their liquidity and all that. And the bigger sums of money that those commercial banks have borrowed from the CBN are now running to three years of money. So when you increase the MSP or whatever to call it and all that, and then the banks are squeezed and all that, the consequences could be that they might not be able to meet the obligation to their respective customers and what are they. And when they are unable to do that, the people who panic will think that the banks are illiquid and then they begin to rush those banks to take out their money. And when they take out their money and what have they, it could lead to the collapse of those banks and what are the banks collapse. Whatever monetary policies have been taken with and all that, we also call it the geopolitical. The CBN is working very tight to open all that. We just hope and pray that a lot of women, a lot of children, a lot of capitalists will go into some of this financial engineering that the CBN has been doing since the Cardoso has zoomed in often. Well, I mean, economics is a very, it can be very dicey. And I just hope that the CBN is doing everything they can to ensure that they curb inflation because if you even move over to the punch, there's a small headline that says 24.75 interest rate, OPS, which is the organized private sector fears, higher inflation, massive job cuts. So we just hope that, you know, this doesn't just move over to even higher inflation, whatever they can do to just ensure that we're good economically that that would be great. Anyways, I want to stay on the punch now. So the major headline on this one says CBN EFCC pro banks firms over alleged forex racketeering. The writers here says CBN implements debt, Deloitte FX audit report. EFCC may summon CEOs over $2.4 billion in valid requests. Another one says several effects request fraudulent made with invalid illegal documents Cardoso insists. What do you think about all of this forex proketeering? I'm sure that also have an effect in our economy and especially for the fact that we need forex for almost everything that we do because like you rightly said earlier, we import a lot of things. So we're now seeing about $2.4 billion in valid requests. That's a huge number. How did they even pass through? How were they able to get all of this? I have so many questions. But then what do you think about this story? It's a we are very unique people or not. We are about the only people in the world that caught their own losses in order to spike themselves. Of course, when you do the kind of racket hearing that we see with regard to foreign exchange, you don't need to be a pizza. You don't need to be an economist or a banker. So know that it's going to have a very spiral and consequential effect on the economy as well. And a decent but a decent I like will not end back on that kind of growth to destroying its own nations or our own nations or economy the way we are saying it on here. Tradically too, we even allowed people to come from abroad not to start manipulating our foreign exchange market. What are they? An example is the asthma which we told as an arrest and that it was put on the alfalfa rest and allegedly it was tinkering with Nigeria's foreign exchange market. He said to us, it's a pial, it continues. But we told the security group that wherever it may be, they will bring him back into the country. But the truth of the matter is that and which we must be honest to ourselves, some of these things that we see happen in those areas are created by the Nigerian elite. It's not you and I that create those problems and all that. It is the people in the banking system, the people in the CPA, which is the people in government who are responsible for some of these things representing who will have to step on a lot of those or some which those to be able to really get hold of that sector of the economy and ensure that these are properly setting out and done in that area. For the ESCT chairman, honestly, I don't envy him. These are very, very difficult times. Also the CBN governor, when you look at the debates in the social media and the radio on television and the newspapers and all that, this debate is focused basically on the CBN governor and also the ESCT chairman and of course to Mr. President and say, guys, the thing will fall with this economy whereas even at our own level as an individual and what have we, it's not that we could do to limit the ability to get this economy to become a performing economy in the manufacturing economy and what have we. So I also hope that this everybody that we are piloting on the ESCT that we will not date the ESCT or that the ESCT will not collapse over the whole, over the whole burden that we are placing on ministers and institutions. We expect the ESCT to police about 200 million people, police the banking sector, police the manufacturing sector, police the civil service and what else. I agree there is a special problem in the Nigerian police. I agree that the ICTC and NORA, but you know the business has given the side of the country and the old economy that we have in our hands and all that. Those serious agencies might not even be enough to cover, to deal with some of the issues that we are raising. That's when we must be thinking again of putting technology into display. Look at the single treasury policy that Jonathan came out with. That has helped the law and then look at the program that the Minister of International Affairs has come up with in which you can now apply for power online, pay through some bank without any interaction, with any costum official, with any invasions and all that. Some of those issues we are able to multiply them. If we are able to do it in some of these areas of the economy and all that, thank God we are the chairman of the federal service commission. And also come out to the program and I think that I think it's important to be, I mean to be impressed with the civil service. It's not going to be done online. Nobody is going to be submitting a physical paper to apply or be interacting with any government officials and all that. So those things are really going to help the country. Just like it has helped jam, continue technology has helped jam to the shape of things in that area. And also the narrative of redama tactics. So when people want to end their investment, that's clearly the case. These are some of the things that I think we could do as a nation and an institution. Not to land just on the UFCC alone, especially for the ICPC or even the central bank government. Those ones are already carrying no more than no more body on their head. And also we should not contribute to more than 30 mana tactics to break their spinal cords. Yes, they break their spinal cord. Okay, so staying on the punch, I want to take, let's move over to some security matters. And this one says, unemployment responsible for rising banditry kidnapping. And that was by former president, Olu Sheikh al-Basangir. Now he was at a conference and we were talking about unemployment. In fact, we were talking about food security and how we waste, I think 40 percent of our food. There was a lot that he said in that conference. But one thing that was highlighted was the fact that he said unemployment is responsible for rising banditry and kidnapping now. I think it would take a blind man to say maybe not, but I want to get your take on this one. What are your thoughts? Do you think his right with this statement is spot on? President Olu Sheikh al-Basangir is a man full of wills. He has also been there literally times military, air update, and then president elected to times president. He has been there and all that. So when this man comes out to speak, giving his experience, giving his age and more, giving his exposure, which he knows is continuous, whatever he says and all that. And in addition to that, we want to have that just like he or she would like to say, you don't need a suit here to be able to say that local employment in this country is contributing to both rural and urban banditry that we have in our hands and all that. And why do we say this? You live both in Bagua and the Kuran and then you see in there where it is said that the devil will always find job for the I2R. When children who are well educated, when children who are exposed in terms of technology, cutting off technology, when children who think whose parents are not getting their salaries as are going to do another, add net to their own devices, add net to another. Chances are that they will take to criminality and war as well. And look at the northern part of the country to lack of education. It's also part of it. In those days when you're going to go to school, you will learn some arts, you will learn some trade to be able to sustain yourself and war as well. But all those trades are no longer available simply because the population is swelling on the daily basis and then the opportunity to be able to play and then deploy your kids to trade are also stinking on the daily basis. So it's a kind of program that we must put in place for us to be able to give our children jobs so that they will not begin to engage in criminality because that's what we are seeing. Look at the hypothesis I think because I've forgotten the economic one-set that look, there should be no problem, there is no country how to deface the challenges of unemployment. That sometimes you may even employ people. You may even employ people. So the busy rules and then the feeling is back. And on a monthly basis we pay them salary for doing that kind of thing. Very routine if not a job that doesn't have much fun. Just to keep the people busy. I think that is the direction we should go. Of course, they are also the moral situation too because it's difficult. For example, you can't go to court and say, look, I went out there to steal because I was hungry. They go to court as such again. It's not a good idea, but it's not a good defense in the eyes of the court. And it's not the same with most educated people. Moral situation to our children. And look, take it to boundaries. Take it to armed robbery. Take it to spill. It's not a solution. It's not a mentality. So people being unemployed. You see, in spite of the lack of space in the blue color sector of the economy, there are still a lot of things that people, because I am aware that a lot of families want an opportunity for people to be able to do their laundry. A lot of people want somebody or somewhere to come in early in the morning, clean their homes and all that. And then at the end of the day, they get paid for it. A lot of people, when they pack their car in the parking lot and all that, if you stay around the hospital and you have them, clean up their car before they come back. But then they come back, they will keep your givings on paper for the jobs you have done, which, in law, you call it a country to smell it or whatever and all that. But as individuals, and then they never come in. You will find creativity, obviously, in getting our children so that they don't take to boundaries, whether in the rural area or in the urban centers that we have all the time. It is getting out of hand. Every day, people have been kidnapped, over 200 and some of these children, this is it, and all that. Very, very brave and very, very audacious, the criminality are going all over the country. And these people are no longer able to respect what their enforcement is against them. What are the killing of soldiers in the United States, mainly a killing of soldiers in the university, in the capital, in the future. Killing of policemen and all that. These are very, very serious, or they are not crying. That ordinary nation things are taking place. If the children are not being wrongly educated, and of course too, there is a purpose in place of drug addiction all over the country today. All manners of drugs are coming into the country and our children are not mapping out all these things. Because when you find out, when you interact with criminals and all that, you find out that it is thought that they need to go into the field to supply their trade. They will not lay themselves in the court term of a drug that stupefies them, and then make them insular to their environment. They no longer know what they are doing. So we must also cut the drug supply chains that we have all over the country. If we are able to look at these different, or put in place all these different perspectives of solving on a criminal program in the country, we might be seen to be out of the drug channel tunnel. I love what you've said and all of the measures that you've asked to be put in place. And honestly, I think there should be some form of advocacy, especially with the drug issue. Because a lot of young people, in fact people in universities, there's drug abuse in Nigeria, and people are not really talking about that. And so employment, we need to engage all of these youths because an idol man is a devil's workshop. So if we engage them better, if they have things that they are doing, then they would not look into stuff like kidnapping and banditry and what a view. Anyway, so let's just stay on this whole kidnapping issue. If we move over to the daily trust, well, the leading headline here says 60 hours after choreographed students get to reunite with families. But the headline I really want to take is the one at the top, and it says we must treat kidnappers as terrorists. And that is being said by President Tinnable. At this point, we've heard cases where they say some people are funding this whole kidnapping business. And we've not seen cases, we've heard those cases, but we've not seen any case where they are being prosecuted. Now, if the president said we must treat kidnappers as terrorists, why are we not seeing people facing the wrath of the law? So who are these kidnappers? Why are we not tracking them down? Why are we not trying to make sure that the lives and properties of Nigerians are being secured? So what are we doing to just even curtail or curb insurgency kidnapping, banditry, and making sure that we have a better country for everyone in Nigeria? That's a very good question. I know that, but all I would say is not like I really have to say, we must never forget that Nigeria is a very, very good country. It's a very, very expansive landmine. We're also said to be about 200 million people in war. If you have to police 200 million people and you want to come banditry, kidnapping, and all manners of criminality that are going on in the country and all that, we probably want to employ most security people, the police, the army, the soldiers, and what have they. We also probably would have to create a different type of system, structures, so be able to police the country, such as having local government police, such as having state police, and then returning the federal police. And of course, the present government is moving in the right direction. They say they now want to create manning police. They also want to create a forest guard who will police the different forest guards all over the country. And some of these things would help to alleviate or reduce the extent of criminality, banditry, and kidnapping that we have all over the country and what have they. But then, I will see one to suggest that education, just like you've already said, when we send our own children abroad to have the best of education in other countries and what have they. And we refuse to educate the children of the elderly men, the children of the poor people, the children in the rural area and all that. Those children in the rural area will not allow our own children who have come back from Harvard, who have come back from Cambridge, who have come back from Massachusetts and all that, to be able to live a comfortable life, to be able to store to sleep with both eyes always as well as the clothes. That is all we are seeing in the country today. The full and new born, the reigning car to driving his car to, from Sokoto to Kotako to Futa and all that. When you are going to Pageloji, when you are going, you know, bulletproof the Mercedes Benz and he sees you, he sees it and all that. And he was the one, why can't he also be committed around and that kind of he can't do that simply because we are not giving the right education for the able to do all of that. So, the challenges were common. The children that we have refused to educate are not the ones that were giving us problems and all that. And so that when we educated them, we didn't give them the correct moral situation to be able to live a decent life and many decent living and work hard. And of course too, I want to advise that all over the country, we need to make education free to certain levels. Maybe from primary school up to secondary school level. University for me is not compulsory. And where is it compulsory? You can decide to do it anytime. You feel like it. You can also do it while working. So, if we are able to make secondary primary school free up to that level, only the tertiary decisions and places that people will have to pay, then we also solve a lot of the problems and all that. And of course too, there's going to be a payment of salaries. How much is this salary that I'm looking at? How much is this that we pay all these federal workers, all these state workers and all these local government workers that we again will not be paying them new salaries at a when due. And we always forget that when we don't pay people salary and they are paid at a when due, they have dependents. The dependents are too. They have children, they have wives, they have relations at a when due. And they are taking care of at a when due. For God's sake, it's, in my humble opinion, it's a sin against God and it's a sin against man. When we don't pay people their salaries at a when due, at a when due to be paid at a when due. We are invited criminally, we are invited to engage in criminal deals and what if it was about, for example, who is not going to pay the salary for two, three months or another, we'll not hesitate to start a starting money from people in the house of render services to a civil service in irrespective for fees or in irrespective places that they might be working. So all these things will have to go together. You cannot fight corruption by just merely arresting people and taking them to court and trying to put them in prisons or whatever. Or if sometimes I try to kick them, a cocktail program will have to be put in place to be able to arrest corruption, rein in unemployment, cause inflation and what have been. And leave the leadership above the local government level, above the state level and above the federal level and all that. We'll start with themselves, starting their own best and also show good examples and all that. Mandirans are not difficult people. They are not mad people. They are not people who don't have the standard. If they see that very good advice, very good examples and very good presenters being made, right at the very top and what are they? I am sure they will follow suit. And let me point this out, starting to patronize them. I have noticed these days that when the President went out like a country, he wears those things that are made in Nigeria and water. If all the other ministers, if all the other government, if all the other commissioners and water, if all the other top single servants, they begin to emulate those examples from the surface there and all that. Then they stimulate the economy, production in the area of clothing, in the area of shoes, in the area of the cars and water. Then they begin to expand. Yeah, this is not the end. You don't need a magic wand to be able to do some of this very, very few people in the world multiply on the buoyant economy or to make the Nigerian economy buoyant once again. Before we wrap it up, this is the last one and there's a small headline that says Nigeria receives 15 billion yen agricultural support from Japan. What do you think about this story before we wrap it up? Please repeat that again. Don't speak later. Nigeria receives 15 billion yen agricultural support from Japan. Yes. What impact is this going to have in our agricultural sector? And for some reason, I just feel like we're just getting handouts. Today is Kuma to his dead. Usually it is in the rural areas that people farm. And if you also look at the meeting they go for the park here or there at all, you take places like Oonsuki and some of this much area in Amu Koko, in Badia and other. You will see different people by those swampy areas, planting tomatoes, planting onions, from other things and all that. I don't understand much of that too. Then you also go to the rural areas, the farm areas, the people in their 70s and 80s that now go to do farming and water. The young people think farming is no longer tricky. It's no longer, it's dirty. It's not something they want to do. So as soon as the youth school, they migrate to the area. So you must find a way to really attract people back to the farm in both the city centers and also in the rural areas. And one of the ways by doing this is to really go back to the local community. You keep the local community with the family machinery that the people in the local government areas can go and borrow or pay a business trip and to be able to use. You must resuscitate all the agricultural institutes once again and end their pension programs. It's not going to go too long ago too. I read in the papers that Mr. President said that they might be buying tomatoes and distributing to the affected people and looking for money in the country and water. And of course, agricultural necessities. Most of them are dead. When you go in there now, there is a shadow of themselves. You must bring back a life again. You must stimulate life into those agricultural necessities once again. Because they provide increasingly new farming methods and water to this program for the farmers and the people placing the local government. If we are able to do some of this, I am able to cover the insecurity in the rural areas because no matter how big the program is, and people cannot access their land, they cannot access the farm and water. This program will come to no. So at the same time, while we are taking pictures in the rural areas, we must also take into account the value of the agricultural sector. All right. Thank you so much. It's amazing having a conversation with you. Thank you for reviewing the papers with me, Mr. Tunde. Thank you. Thanks for having me. You have a lovely day. It's a pleasure sharing this platform with you. Thank you so much. All right. So we've been speaking with Tunde Kolawale. He's a legal practitioner. I was joining us on the phone here in Lagos State. And we're just reviewing the papers. I'm talking about economic security and all of the stories making headlines in our national dailies. We'll go on a short break and when we return, we'll be looking at our first hot topic. Please stay with us.