 السلام عليكم ورحمة الله وبركاته وبركاتكم إلى الحكام SOS أولاً هذا الشخص يقوم باستخدام مدينة على هذا المدينة هل هذا يقوم بذلك؟ ومثالاً المدينة يقوم باستخدام المدينة هل يجب أن يقوم باستخدام المدينة أيضاً؟ أعوذ بالله السميعاً علي من الشيطانا غجيم بسم الله الرحمن الرحيم الحمد لله رب العالمين وصر الله على محمد واله الطيبين الطاهرين طو أحمد صلى الله عليه وسلم السهل الذي أعود Así أنه يمكنه أن يد outrage ان يربعFin يمكنه أن يكفي ال danger للحسن道ب و they have already added 50000 They have already acc subtended يقوموا بعمل بشكل كامل 10.000 ويشاقون هذه 40.000 بنصة كامل المقاومة التي كانت بعمل كامل ويشاقون كامل فالحالة في هذه المقاومة ما يقومون في future as a mortgage monthly there is no كامل for it فهم يقومون بعمل ويشاقون ونحن في المقاومة يكونوا بقاومة لديهم مهم لأن المساعدة الثالثة, بيطورانة أو بيزنسة، هذا موضوع مختلف وموضوع مختلف. كما أول موضوع المساعدة، هذا بخير. لأنه لا يجب أن يقوم بعمل خمس. لذا يقوم بعمل موضوع المساعدة وموضوع المساعدة يوجد فيها. شينا، ماذا if I borrow money and I haven't touched it in the year, I haven't used it at all. It's in my possession. Do I have to pay خمس on that? The money borrowed from an individual or from bank or from people is one of the, I think, third exemptions because I've mentioned initially inheritance. There's no خمس on inheritance received and gained. And to dowry as well. Dowry from the husband again, there's no خمس to pay. This is the third exemption that loans, when you take out loans from the bank or from the individuals or even group of people, there's no خمس on the loans because this money does not belong to you. You don't own it. So you keep it until you have fulfilled your need and then you give it back. There's no خمس on the loans. شينا، it's 2019. We have youngsters who have a lot of money in their savings and maybe it's been gifted to them or passed down or even inherited. Now with these youngsters who are below the age of بلوخ are they eligible to pay خمس? And if not, does someone else have to pay خمس on their behalf? As mentioned by the Sayyid that obligatory precaution احتياط وجوبي that the one must pay خمس on the child's belongings and property and the one who pays it of course is the guardian be it the parents or the one who is fostering those children or child. In this case, yes, the one must pay the خمس at the end of the day. They are under your guardianship and you're spending on them and they get let's say money, gifts and so forth and they've never been used let's say. Let's say the child is three and he gets a gift let's say a jacket. When he's five he can wear it because the size is too big for this child to wear it. So you keep it for two years in this case when the date arrives of the خمس payment you value this jacket and then you pay the خمس and then that's it. It's funny that you mentioned that in regards to the size of the jacket because you're saying when a child has to grow up to fit into the item of clothing but what about the opposite way when we have clothing let's say we have a five month year old baby and we've purchased different clothes for this five year old and within a month those clothes don't fit or let's say three months the clothes don't fit anymore what about on those items do we have to pay خمس on those items? Well again because you haven't used them and you don't need them anymore and the date arrives again for the خمس payment then of course you have to pay the خمس these are an excess surplus although you don't need them anymore there are two options with regards to such items if you don't need them anymore even to do with the furniture or anything else you can give them away to the charity this is number one or give them as a gift to other friends and colleagues or relatives as a gift so to avoid paying خمس if you want to avoid this payment for unwanted gifts or unused gifts or belongings you just give them away as a gift and then you don't have to pay any more خمس unless you kept them till the due date of the خمس then you have to pay the خمس of course I think that's a lot easier isn't it than actually running around the house trying to find everything calculating the value and calculating your خمس why not just give it to charity if you're not going to use it شرحنا we live in the west and we have certain social welfare systems in place to help us so for example those who are not employed or those who earn certain amount of money they get aided from the government with some sort of credit or some sort of allowance is خمس applied to this allowance as well especially when it's not really you can't really say it's adequate enough or it's not really a lot to help someone live comfortably but let's say do we have to pay خمس on such wealth if anything is left over after the essential expenditures and spendings you have the whole year to spend be it from your own efforts and work and employment income or governmental income for those who are in need disabled and so forth at the end of the year if that unused wealth or money is not spent is not used as a surplus as an excess extra when the date of the خمس arrives they do date they have to pay the خمس on that excess and extra sum whatever the situation as I mentioned just earlier that the charge should also be paid the خمس for unused gifts or clothings or even money this also applies to those people who get welfare benefit or support from the government because of their situation having no job for example or illness for example disability if that amount is remained and left over by the due date of the خمس then they have to pay it of course excellent شيخنا is you know we will discuss before the importance of paying خمس and some people take it lightly now does خمس and not paying it actually have an effect on your deeds as a Muslim for example if I've not paid خمس on certain clothing am I allowed to pray in those clothing let's say I haven't paid خمس on certain money can I purchase food with that money and so forth you see if the one in such situation pays the خمس afterwards then the صلاب will be valid the prayer will be valid the clothing will be valid but they also need to seek the permission from the مجتهد and the scholar about such acts so they haven't paid خمس they've used or prayed with that clothing for example which is خمس let's say and they try to find out a way that if their prayers are accepted if the food they ate was allowed for example so if they pay خمس straight away afterwards that's fine but they also need to ask permission from the مجتهد so they would be in safe side okay now coming to another perspective on this topic if one person if one person hasn't paid خمس on a certain amount of money that he owes but he starts to purchase other items with this money so let's say there was a thousand pound that he had to pay خمس on 200 pounds he had to give to خمس he didn't give it so how he started purchasing clothes and food and perfumes are those items all considered usurped or is it that he has a spending limit and he has to save his خمس on the side and pay that خمس money so these items are fine or is it until he pays the خمس these items are considered usurped from a فكي perspective what is that how is it considered and that specific money is due to be paid for the خمس the one that isn't allowed and permitted to use that money that money belongs to the Imam the سحمة of Imam and the سحمة of Sadr that money belongs to the شرع now you're not allowed to use this money for any reason any case and situation but you need to ask the permission from the مرجع from the jurist that you follow with this regard and come with a settlement with him otherwise you cannot this money doesn't belong to us you have to give it back to those who are in need of it as I mentioned the share of the Sayyid and the share of the Imam so we have to ask the permission from the مرجع whatever we do or before we do these acts and even if we did them we have to still ask the permission from the school شخنة what happens when there's an individual who doesn't pay خمس and this person now is throwing a party or a wedding and invites us to attend are we allowed to accept the invitation with this regard you're allowed to accept the invitation of such let's say weddings or parties or even if somebody invites you in his own house you can't go there you can eat but when you have left the place you try to calculate the value of the food you have ate whatever you have used for example and you take out the خمس so let's say you can see let's say you can calculate this much meat and rice I ate which is worth let's say 5 lb so you take out 1 lb as a خمس so yes you're allowed to go to these places the parties the weddings the invitations that you're pretty sure that they don't pay خمس 100% in this case yes as I mentioned when you have finished you take out the خمس and you pay it separately it's really interesting that how it's like you haven't paid the خمس actually eaten the خمس so you now owe the خمس money to the Imam it's quite fascinating شيخنا I'm on the same topic of an individual not paying خمس what if that individual has children a son and a daughter and he pays for their expenses you know food and drink and so forth the son and daughter are they liable to pay خمس if their parents pay the خمس and of course if they get their own income let's say gifts or money coming in in the name of the child of that specific child then of course they have to have a yearly date specified to pay the خمس so if they have that date of the خمس payment then when they pay the خمس they don't have to be worried about any خمس in the future unless they have for the next coming year the new date but if let's say that parents they don't pay the خمس in this case the best thing is that they have to come with an agreement and settlement with the merger with this regard because the father or the mother or both parents they are buying food for their kids and they never pay خمس so the kids are eating and drinking on خمس food and drink so the best thing is that they have to come with settlement with the merger to clarify and clear the situation of the خمس payment شخص شخص in regards to paying خمس normally we pay to the merger but if allowed to give it to another merger or it must be give it to the one he does the click of well it is allowed to give the خمس to another merger other than the one you follow with the provision that that second merger that you giving the خمس to spends in the same direction and place as your merger spends on the house and the establishment of Islamic centers and so forth and the second one will do so the same thing then it's fine otherwise you have to ask permission from your own merger that can I give this to another merger who is for example building new schools and hospitals in a specific deprived place or country for example a poor country and so forth so the best thing is to ask them the permission before you use the خمس in any other methods or spendings that's the best thing it's nice to see that there's a lot of flexibility where it seems that all the merger are unanimous together to do charitable work and for one cause thank you very much for this discussion will have another episode of SOS and we'll see you soon peace be upon you