 As many of you know, the PACT Act expanded VA healthcare and benefits to millions of veterans exposed to burn pits and other toxic substances during many of our nation's recent conflicts. Its historic passage was a win, championed by DAV and our many DSO partners. The things aren't always as good as they seem, and in this case, the PACT Act has unleashed dozens of individuals and organizations known as claim sharks who are looking to bulk our nation's heroes from their earned benefits. With me today is DAV National Service Director Jim Marsleck to help us break this all down. Thanks for being here Jim. Thanks for having me, Todd. Absolutely. So first things first, what are claim sharks? Claim sharks are companies that are unaccredited, they're assisting veterans or consulting with veterans on their VA claims filings, and it's illegal. This is why DAV supports HR 1139, the Guard VA Benefits Act. This legislation is so important because it will reinstate criminal penalties for these folks that are wrongfully charging veterans. Okay, let's rewind a bit, because I heard you say the word illegal, can you go into that a little bit more? Absolutely. To assist or consult a veteran with a claim, you must be accredited by the VA's Office of General Counsel. These companies are not accredited at all. Sounds like it's that something that would go against a veteran's interest. So what can veterans do to identify or protect themselves from claim sharks? Sure. There is a lot of information out there, and these companies really have a large presence on social media. And so any company that's making false promises or almost guarantees that they're going to get an increase or get you some type of benefit, you should be wary of. And anywhere where they're asking for any type of money as a result of their service, you have to be aware that they're not a legitimate company because, again, to help file an initial claim with the Department of Veterans Affairs, you're not allowed to charge fees anywhere. Okay, so what is a better option for veterans who are looking for representation before the VA? Come to DAV. DAV, our national service officers are accredited. They are veterans helping other veterans, and you can reach us at benefitsquestions.org. All right. Thanks for being here today. General, appreciate your time. If you or anyone you know needs free assistance with their VA disability claims, go to benefitsquestions.org to find your local DAV service officer. They'll be happy to assist you in obtaining your own benefits, not taking them away.