 Hello everyone, my name is Amit Don of AdonJournal. Canada's Rewards website, Rewards Canada just came up with its annual ranking of travel Rewards credit cards. This is one of the many sites that does annual travel ranking for travel and other Rewards credit cards and they are pretty upfront about the cards they are recommending and you will hear various good things about these top ranking cards. However, they are not giving you various vital information you need to know before you book your trips with one of their top ranking credit cards. For example, if you follow Rewards Canada bluntly and book your trip with its number one recommendation travel credit card American Express Gold and you need to cancel your trip due to illness you will get burned heavily even before your sun filled trip to the Caribbean begins because the number one card does not come with trip cancellation insurance but many other travel cards that charge lower annual fee than American Express Gold offer full travel insurance including trip cancellation. But these ranking sites are hiding from consumers some vital piece of information that you should have known before making any selections what's more they're also not disclosing if any financial compensation going on behind the scenes to put certain cards on the top list. However, you can be reassured that they're heavily compensated when you apply any one of these cards by clicking on Rewards Canada website. These sites are affiliated with all these credit cards they're recommending. If you hover your cursor on the link underneath the card picture you'll see an affiliate ID or tracking code that's how credit card companies keep track of their accounts or how many people actually signing up and they get paid based on that. The more good things you'll hear about these cards more people will sign up and more compensation for these sites so for obvious reasons you're not going to hear anything that prohibits you from signing up from these top credit cards. Here are some examples I have today for which you'll not find anywhere on any sites that are rating these cards that's for obvious reasons. The number one recommended card is American Express Gold. A travel card that charges $150 annual fee and does not offer trip cancellation insurance. You may lose all your money if you have to cancel your trip for valid covered medical reasons neither American Express nor Rewards Canada will tell you that it's a risky behavior booking a trip without trip cancellation insurance. Capital One Aspire World Elite MasterCard. Insurance is provided for this card by American Bankers Insurance Company of Florida and American Insurer. There are numerous complaints and bad reviews online about these providers when it actually comes to processing claims. All the insurance benefits this card offering looks very good on paper but it would mean nothing if you're unable or getting hard time processing your claims. Escocia Gold American Express Card. Same insurance provider as Capital One card also this card does not have contactless payment option what it means that you have to punch in your pin number every time you make a purchase so there's no tapping and I doubt there's any other card in Canada that does not have tapping so instead of going forward this card is actually going back in time with offering no contactless payment option. When choosing your credit card do not rely on any single sites and specifically look for those sites that are affiliated with the credit cards they're recommending. There are independent sites that do not offer affiliated links and the opinions you'll find on these sites are likely to be unbiased. Also go through credit card companies when on sites for all the information they're providing. Spend some time researching your dream cards and make educated decisions based on information from various sources Iran Journal and my YouTube channel are not compensated by or affiliated with any credit card companies. All the card articles are 100% unbiased and honest. That's all for today. Thank you.