Do you need an attorney if you are involved in a car accident? The need for an attorney typically depends on the circumstances surrounding the accident. However, in today's highly litigious environment, it is important to look at the severity of the accident and to act accordingly. A simple fender bender where in there is no injury, can easily be settled with your own insurance company if you have collision coverage, or with the other driver's insurance company if there is no despite as to who is at fault, or who is liable. However, if you are injured, even slightly, it is important to contact a personal injury attorney. If you have suffered a permanent injury that caused you to lose time away from work, school or household choirs, getting a personal injury attorney involved can never hurt—in fact, it almost always helps.