- A record 33 percent of all home buyers in the U.S. pay in cash, according to the National Association of Realtors. How do these people come up with the loot to buy a home – often in the hundreds of thousands of dollars – without a bank loan?
Well, some of them are investors and wealthy individuals with big chunks of money at their disposal. Others are foreigners capitalizing on weakness in the U.S. real estate market. But most of them are move-up buyers able to take money from the sale of a previously-owned home and pay for a new house in cash, without a mortgage.
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But what about first-time buyers and others lacking deep pockets?
If you're a renter hoping to make the leap to homeownership, or even a would-be repeat homebuyer, rest assured that it is possible to buy a home with cash. It just takes hard work, strategizing, and yes, some serious sacrifice. Part of the sacrifice may mean working lots of overtime, being willing to scrimp and save for years, or just being open to the idea that your "dream" home could be a cute, more modestly priced two or three-bedroom house as opposed to a more extravagant, expensive four or five-bedroom McMansion
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