It all started in 1977 when Bill Burnaugh started making personal loans out of his garage. He opened Capitol City Loans at its current location in 1993. Over the years, Capitol City Loans has made it their mission to help as many people in the community as possible. We have the lowest interest rate in Nevada featuring a four month loan with a twenty-one day grace period. So, if you thought all pawn shops were the same, think again. Capitol City Loans, on highway fifty in Carson City.