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Stop Debt Collectors Harassment

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Uploaded by on Jun 5, 2011

http://www.stop-debt-collectors.us
Among other things, debt collectors may not do the following:

They cannot contact you without sending you a written notice in five days that states how much you owe.

Call you on your cell phone unless you put the number on a credit application

Send you mail that shows others you are a debtor

Try to collect a debt you do not owe

Threaten violence or or other harm

Publish your name as a debtor

Repeatedly make annoying phone calls to harass you into paying money

Swear at you or use obscene or profane words

Falsely claim they are attorneys, law enforcement officials, or other government officials

Accuse you of being guilty of some crime

Grab your assets or wages without court order

Slander your credit by making or threatening to make false reports to credit agencies

Use phony names for themselves or their company

Refuse to give you their name and address

Lie about the amount you owe

Threaten to slander your credit

Send you papers that look like legal, government or court papers

Tell you that you will be arrested if you do not pay

Sexually harass you on phone

Disclose your debt to others -- they can do this by leaving messages on public answering machines

Call your friends, family, co-workers neighbors and others

Falsely tell your spouse or other person they are liable on your debts

Threaten legal action like a lawsuit, garnishing your wages, putting a lien on your house

Call you at work

Contact you after you have told them in writing to stop

Call you before 8 AM or after 9 PM

Not tell you who they are, their name, the name of their company and that they are trying to collect a debt.

Your Rights

If they do any of these, you can (1) report them to government agencies that supervise them, including the Federal Trade Commission and state government agencies, (2) in some cases, you can make a criminal complaint and get them prosecuted, (3) sue them for damages.

In short, these obnoxious debt collectors have very few rights against you — they cannot contact you if you tell them not to, they can talk only with you, and they cannot abuse or lie to you.

For Free Consultation Contact the Law Offices of Bradley E. Essman, Esq. 213 E. Tarpon Avenue, Suite 113 Tarpon Springs, Florida 34689
(727) 768-2121 attorneyessman@yahoo.com

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  • Thank you for this helpful video!

  • That's probably quite useful for some folks these times! Many rouge elements in the biz!

    Shared!

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