http://www.stop-debt-collectors.us
Among other things, debt collectors may not do the following:
They cannot contact you without sending you a written notice in five days that states how much you owe.
Call you on your cell phone unless you put the number on a credit application
Send you mail that shows others you are a debtor
Try to collect a debt you do not owe
Threaten violence or or other harm
Publish your name as a debtor
Repeatedly make annoying phone calls to harass you into paying money
Swear at you or use obscene or profane words
Falsely claim they are attorneys, law enforcement officials, or other government officials
Accuse you of being guilty of some crime
Grab your assets or wages without court order
Slander your credit by making or threatening to make false reports to credit agencies
Use phony names for themselves or their company
Refuse to give you their name and address
Lie about the amount you owe
Threaten to slander your credit
Send you papers that look like legal, government or court papers
Tell you that you will be arrested if you do not pay
Sexually harass you on phone
Disclose your debt to others -- they can do this by leaving messages on public answering machines
Call your friends, family, co-workers neighbors and others
Falsely tell your spouse or other person they are liable on your debts
Threaten legal action like a lawsuit, garnishing your wages, putting a lien on your house
Call you at work
Contact you after you have told them in writing to stop
Call you before 8 AM or after 9 PM
Not tell you who they are, their name, the name of their company and that they are trying to collect a debt.
Your Rights
If they do any of these, you can (1) report them to government agencies that supervise them, including the Federal Trade Commission and state government agencies, (2) in some cases, you can make a criminal complaint and get them prosecuted, (3) sue them for damages.
In short, these obnoxious debt collectors have very few rights against you — they cannot contact you if you tell them not to, they can talk only with you, and they cannot abuse or lie to you.
For Free Consultation Contact the Law Offices of Bradley E. Essman, Esq. 213 E. Tarpon Avenue, Suite 113 Tarpon Springs, Florida 34689
(727) 768-2121 attorneyessman@yahoo.com
Thank you for this helpful video!
type2red 7 months ago
That's probably quite useful for some folks these times! Many rouge elements in the biz!
Shared!
Tressco 8 months ago