What is an Underwriter? - WholesaleInsurance.net

http://www.wholesaleinsurance.net is a place to compare prices and buy life insurance online.

Underwriters oversee the underwriting process.
Underwriting is the process used by insurance companies to determine your risk to a life insurance company. This process begins with an evaluation of your life insurance application, review of your personal medical records, driving records, credit history, and many other pertinent pieces of data that might accurately reflect your level of potential risk to a life insurance company.
The task of Underwriting is performed by an Underwriter. It's the Underwriter's job to contact your health care provider, DMV, Creditors, etc. to request any records or information so you do not have to submit this information yourself. In fact, the reason why the Underwriting process sometimes takes awhile is because these personal record requests can take awhile to be fulfilled.

Underwriting guidelines vary between companies. If you're trying to find the lowest rates for yourself, it would be wise to understand the specific guidelines of any insurance company you are interested in. At Wholesale Insurance, we pride ourselves on our underwriting expertise. We specialize in hard-to-place cases and will help you find the best life insurance rates possible.

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Education

Tags:

• life insurance
• underwriting
• insurance

[MrBlubberbee]

Want to know how underwriters think? See "Female Insurance Underwriter" True story.

[jonpinney]

Great info! the guy talking has an interesting haircut lol