Optimizing Credit Lines Under Regulations

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Uploaded by on Jul 28, 2010

As new rules come into play on credit card portfolios, running a profitable card business is more of a challenge than ever. National Australia Bank, the #1 business bank in Australia, worked with FICO to improve performance by using advanced analytics and decision modeling to optimize credit line increases. This program was executed under new regulations that require customers to opt-in to line increases. Matthew Duncan, National Australia Bank, discusses their work with FICO in this FICO Tech Talk.

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