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Now I Don't to Pay Credit Cards. I use Prepaid Visas Pt2 of 2

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Uploaded by on Apr 12, 2009

I use prepaid credit cards http://tinyurl.com/ld35g5 and MagicJack $12 a year phone http://www.vpntrack.com/SH6y. So I avoid to avoid credit card debt and have a cheap phone service to avoid harassing calls.

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Uploader Comments (zoom56ok)

  • Hey that's great, and just a reminder you CAN stop paying and they will start to contact you in a more REASONABLE mannor. You have to ignore them for a while, but after a while you'll start get the WRITTEN messages saying they're ready to make a deal. (once they payment threats stops but BEFORE the legal threats). At that point you can offer to pay a PERCENTAGE of the original amount (in my case as low as 15%).

  • I love the prepaid credit cards and phone cards, in fact, i love all things prepaid. However, i also love my privacy and would like to think i still have it. Is there any kind of card that doesn't ask for your physical address (P.O. Box is ok) and a social security number?

  • @Jharen1231 Hey sorry I missed your comment and question I come to YT but don't actually log in all the time.

    I think Paypal has some products like you're talking about. If they don't, that would be the direction to go, those type of cards

  • good video i liked it :)

  • Thanks for the comment!

    Just a little follow up. By NOT paying they eventually contacted me to settle. My 10,000 bill became 2,000. On another card my 2400 bill became 518.

    So giving them no money makes them think-they'll threaten court but that will cost THEM more money. Something to consider...

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  • Those credit card people are like jackels. LOL! I kept the phone, so I can taunt them. "I got your money MF, how does it feel!" LOL!

  • Great video, I now doing the same thing as you and I am in control of them they no chioce but to do what you ask sometimes so now zero interest forever until all paid pertty please they say. Thanks to you Jay

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