Christopher Cavazos - Mortgage Rates & Fees | Quicken Loans

Hi, my name is Christopher Cavazos - I'm a President's Club Banker here at Quicken Loans. I wanted to talk to you today about getting an accurate rate and fee combination. A lot of times, throughout the last six years I've been here at Quicken Loans, I've talked to clients that are a little hesitant about giving out personal information. I myself completely understand about what is involved in the loan process and there's a lot of different things that, you know, I have the knowledge about and have to impart onto my clients to obviously get someone to understand why we get the information that we need.

The big things to keep in mind are every loan is specific to each client. No one receives the exact, you know, rate and fee combinations from one loan to the other. There's a multitude of ways you can price out a loan - whether you're taking cash out, whether your credit score is 700 to 720, the state you're in, the states guidelines. So giving us the ability to take a look into your specific situation, maybe stepping a little bit out of your comfort zone to allow us to put together the best financial solution is going to result in us not only being able to define whether or not the loan makes sense but then at that point put together numbers that are based on exactly what you want to do versus just quoting you a rate which effectively is not going to be the best way. You know decide on which lender you want to work with - even decide to work with us - the bottom line is you want to get specific information specifically what you and your family will qualify for a brand new, refinance, purchase transaction - whatever the case may be.

Give us the opportunity - we definitely appreciate anything we can do as far as structuring together the best loan to amaze every one of our clients and have a great day!

Quicken Loans is an Equal Housing Lender. Rates subject to change. Quicken Loans Inc. is a licensed mortgage lender. Arkansas -- Quicken Loans Inc., 1050 Woodward Avenue, Detroit, MI 48226-1906, (888) 474-0404; Arizona -- Quicken Loans Inc., 16425 North Pima, Suite 200, Scottsdale, AZ 85260, Mortgage Banker License #BK-0902939; California -- Licensed by the Department of Corporations under California Residential Mortgage Lending Act; Georgia Residential Mortgage Licensee (#11704) -- 1050 Woodward Avenue, Detroit, MI 48226-1906; Colorado -- Quicken Loans Inc., 1050 Woodward Avenue, Detroit, MI 48226-1906 (888) 474-0404; To check the license status of your mortgage broker, visit http://www.dora.state.co.us/real-estate/index.htm ; Illinois Residential Mortgage Licensee #4127 -- Department of Financial and Professional Regulation, 310 S. Michigan Avenue, Suite 2130, Chicago, Illinois, 60604-4278, (312) 793-3000, 1050 Woodward Avenue, Detroit, MI 48226-1906; Massachusetts -- Quicken Loans Inc., Mortgage Lender License #ML 3030; Mississippi Registered Mortgage Company; New Hampshire -- Licensed by the New Hampshire Banking Department #6743MB; New Jersey -- Quicken Loans Inc., 1050 Woodward Avenue, Detroit, MI 48226-1906, (888) 474-0404, Licensed Mortgage Banker -- NJ Banking and Insurance Department; New York -- Quicken Loans Inc., 1050 Woodward Avenue, Detroit, MI 48226-1906, Licensed Mortgage Banker -- NYS Banking Department; Oregon -- Quicken Loans, Inc. -- License # ML-1387; Pennsylvania -- Licensed as a first mortgage banker by the Department of Banking and licensed pursuant to the Pennsylvania Secondary Mortgage Loan Act; Rhode Island -- Rhode Island Licensed Lender; Texas -- Quicken Loans, Inc., 1050 Woodward Ave, Detroit, MI 48226; Virginia -- Licensed by Virginia State Corporation Commission, License # MC-1738; Quicken Loans Nationwide Mortgage Licensing System Number 3030. Other restrictions may apply.

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Tags:

• Quicken Loans
• Christopher Cavazos
• Mortgage Rates
• Mortgage Fees
• Mortgages
• Home Loans
• Buying Home
• Refinance