Whole Life Insurance - Explanation
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whole life sux
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whole life is a joke !!!!!!!!!!!!!
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@aIprime1 You are right on brother!!!
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no market risk? 5% return? tax deferred build up? tax free withdrawal? Zero net cost loans? Self completes if you become disabled? Lawsuit and creditor protected in 43 states? tax free death benefit? No 591/2 rule on distributions? No RMDs? No contribution limits? And people say this is a bad product? Really? The truth be told it very well may be the best financial product you can own!!!
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And those that have been investing for the last 11 years have returned "on average" below 1% - and the average investor in any 20 year period from the 1920's on has done less than 4% - only a few do better - look it up, google Ibotson or the Wall Street Journal Article title - Why Investors May be Fooling Themselves. These are facts
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who invest for just one day ? if u look at the bigger picture the buy term and invest the difference theory always out perform whole life insurance... excp. for people that pull their money out and they would be boorrowing their cash value anyways so it would still be better .....
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Insurancemike10 is a desperate Trash Value agent. The Market loses 635 points, therefore "Buy Term and invest the difference" doesn't work. Am I the only one who can see through his terrible logic?
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@Jgillie85: Actually Sideler just slayed you: Dumbass!!!
jgilles85 11 months ago 5
@SuperLifeguy : So I guest WL policy is a perfect for "Dumb Ass" like you. The other things is I rather take shop class and have over $2 Mill cash than take economic in school and stuck with $1 Mill WL insurance.
bmlm6969 9 months ago 2