DEFCON 13: Paul Graham - Inequality and Risk
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@Schwoisser Tried to get back earlier, let's see if it works this time. Microloans are exactly the way forward, and of course there need to be institutions which can help small businesses succeed, but the old 'Blue Model' (big business + big government = big success) is and has been falling apart for a while. I'm not talking about a short term propping up of the economy, but a lot of silicon value is built for short term gain, and not rooted in local communities. -Shoham
shozo21183 3 weeks ago
@shozo21183 New money comes in form of loans. So you want to loan a lot of money to poor people? Sounds like the recipe for the housing crisis in the US.
Schwoisser 1 month ago
This is defcon2005. original essay is paulgraham. com inequality. html
danrbr 2 months ago
@shozo21183 Ran out of space! Most start-ups are not very unique. Every time someone opens up a new store IRL, or online, this is a start-up, too. Most of these companies aren't hugely profitable (a 10,000/year profit is great if you're a small 1-2 person business). These businesses are also significantly less risky than tech start-ups, but also have less big rewards for investors. The problem with extending the tech start-up model is most won't be hits (fail), and those that are dominate!
shozo21183 4 months ago
Really great talk, and well done pivoting :D I don't completely agree with the thesis that reducing income inequality is identical to taking money from the rich. The amount of money in our system is not static, it's expanding. On a good year, the expansion of the money supply increases around 5% globally. In order to reduce income inequality the percentage of the new money in supply could instead by distributed to poorer people in several forms, including investment in small start ups!
shozo21183 4 months ago