Loan Modifications Are A Scam!
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So you are saying it's better to give up your home when you could actually get a reduced payment from the bank? (leaving you as a renter with no tax deduction and bad credit)
Loan Mods do work, but certainly not for everyone. For those who can get it done and engage a mortgage acceleration program, it's a big win. They keep their home and will pay less interest than most people who pay "full interest" and disregard accelerator programs.
Thumbs down.
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GREAT VIDEO!!!!!
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Actually, Vidmarkaz, I am not saying that it is better to give up your home. I am saying that loan modifications for homes that are over 120 negative equity are not feasible nor sustainable and border on being a scam. Mortgage Acceleration / bi weekly etc etc plans that involved different structure to pay off homes in half the time are great for people that actually buy homes to stay. Current data tells us, even over the last three years, the average time spent in a home is 7 years.
loanmanhardin 1 year ago