Defending Yourself Against Debt Collectors

Americans now carry more than 2-trillion dollars in debt… And as that figure grows, so does the debt collection industry’s revenues, to the tune of more that 16-billion dollars a year. Have you ever gotten a call from a debt collector? Bankrate.com met up with one consumer who has.

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People & Blogs

Tags:

• Economy
• Personal
• Finance
• Debt
• Savings
• Money

[tarrasque420]

Two trillion dollars in debit? Big deal Washington just did a 90 trillion Wall Street bailout.

[antoconno]

You have no contract with debt collectors so if they ring tell them to fuck off! Simple.

[yourturbinisdirty1]

@highcap56 :) nowadays its, smile and dial and file! we dont waste time anymore we call once if you dont pay we just file it with the courts. its you that has to fight and worry about the courts now, not us,we just go home and sleep good and we just sit back and let the courts keep summons you to appear. we wash our hands of it, we let the courts deal with your iresponsibilities. smile dial file :)

[highcap56]

@yourturbinisdirty1 - Good luck with your massive database. Everyone in my family and all my friends knows the game too. You'll get nowhere with people that understand what you are all about and how to win your game. Remember ... SMILE and DIAL!

[dcamaggots]

@yourturbinisdirty1

Funny how you should mention intelligence, yet your own message contains spelling mistakes.

"bottomline we make great money" - Enjoy it while it lasts, because the collection industry is in free fall and getting worse. That's fine with me.

"funny thing is foreigners arent deadbeats its people like you cuz you cry like babies" - Who's crying? I'm not getting defensive when other people criticise an industry that deserves criticism, if not shut down completely.

[yourturbinisdirty1]

@highcap56 ha ha lol! its called lexis nexus look it up...a massive database that pulls everything about u including your relatives phone numbers ...tell what you said....we just call your in laws or parents or siblings and leave messages there for you to call us! we run a business is profit its the american dream and no matter what a deadbeat will never outwit a collection agency....one reason why....we are money motivated we have the technology and the attorneys...goodluck on your endeavors

[yourturbinisdirty1]

@dcamaggots debtors arent known for their intelligence...its your credit thats embarassing to pull when your buying a car or renting an apartment instead of owning a house while your friends own a home. bottomline we make great money and are debt free especially when you own the agency! :) its america...responsibility and freedom to make a lot of money...funny thing is foreigners arent deadbeats its people like you cuz you cry like babies. go make some money for your family or girlfirend

[yourturbinisdirty1]

@Seymourville I will say...out of all the debtors out there your the only deadbeat that said it how it should be said...your point respectfully taken

[highcap56]

You don't have to talk to these collectors. Turn the tables on them and have fun with them. Talk to them about your childhood, what you had for dinner, sing to them.... They will get the hint. Better yet, had the phone to the closest 3 year old.

[Seymourville]

@yourturbinisdirty1 the only thing I hate about them is that they do not care if you had surgery and have been out of work for over four months recovering, they will still harass you. In other cases websites like eBay and PayPal charge you extra fees on purpose and then suspend your account so you can't pay the bills.

So like I said places like eBay & PayPal rip you off while the debt collectors couldn't give a damn about your situation.