Erasing bankruptcy is a misconception because the Fair Credit Reporting Act declares what is acceptable for removal from your credit report. Rebuild your credit report and avoid misleading information that may lead to illegal activity with information from a lawyer in this free video on bankruptcy.
Expert: Andy Forman
Bio: Andy Forman, Attorney at Law, has been in bankruptcy representation for over two decades and has lead council in over 3,000 bankruptcy cases.
Filmmaker: Christopher Rokosz
Actually a bankruptcy can be removed. You have the right to dispute under the FCRA. Legit firms such as Lexington Law have done it many times. Remember, the 10 years is maxinum, NOT a minium of a bankruptcy having to be listed for 10 years. After 2-4 years after the case being filed, the case is moved to the federal archives which take longer to retrieve and won't respond to the credit reporting agencies usually in the required 30 days.
danka2000 1 year ago