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Other people should not have to pay for your stupidity. Unless you are planning to win the Lotto, if you permanently cripple someone while driving and you have no insurance, then you will probably be thrust into poverty for the rest of your life after being sued for millions. Smart move, dimwit.
I get car insurance because i have too. Honestly i would rather just take the chance of not hurting somebody, but i cant. Insurance is too damn expensive because of those types of people like you mentioned who sue for millions over every mundain accident. The companys' rates keep going up to cover for those gigantic lawsuits and its just bullshit anymore. Thats why i dont want health insurance for myself.
Pushing a population toward absolute economic minimalism is one of the reasons this recession is so severe. Over the last 30 years consumer goods have gone down dramatically relative to income while essentials for life, like housing and health care, have more than doubled. People can afford more consumer goods for the simple reason they are cheaper adjusting for inflation. Your perceptions are both misinformed and absurdly bizarre.
Whether you want insurance or not, others will end up bearing the your cost of the lack of it if you don't provide that care for yourself. Your excuse is the same used by people who don't want to pay for auto liability insurance. That same negligent reasoning of yours is why auto insurance had to be made mandatory in all states. People have to be insured against their own stupitdy if it has direct economic consequences on others.
Giuliani your so outta touch with what Americans are going through it's ridiculous.... and in that breath your saying make the product 7-8 thousand dollars a year and people will buy it.... WTF... that's 6-700 dollars a month!!! did you forget people have FOOD to eat... rent to pay... families to take care of... JESUS man .... most families will not bitch about a little extra tax when there paying those kinda outlandish premiums... fuck that noise Giuliani... speak for yourself
Rufless, take for example someone making the median individual income in the US, $35000. $4K goes to taxes $15K will go to housing, so even if they buy an ordinary low deductible at 5-10K/ year, the average person will be bankrupt if the insurance decides to not insure for something. Either that or the median wage-earner will have no money to save for their children's education after paying ordinary household expenses, like transport and food.
Rufless, your presumptions are mostly false. The poor do not waste money as you claim It is a statistical absurdity...do your homework. You are making claims that are completely unsubstantiated by facts. Most of those going into medical bankruptcy had insurance...it's called being underinsured. Most will never know it until it the bill arrives. There is no rational way to plan for it because the system is broken.
metro, hiding behind "statistical absurdity" won't impress me, maybe some slack-jaws on here, the term doesn't even apply, unless you can produce statistics on fast food consumption in poor neighborhoods...which is going to be higher than other areas. If you think in rich America, our poor do not spend money on cell phones, pizza, fast food and other luxuries, leave whatever mansion district you live in and go to your local poverty-stricken zone.
Medicare and Medicaid exist already. You're making the assumption that everyone who "can't afford" healthcare understands their body is their most valuable possession and that they're doing everything they can to try and afford healthcare. that is FALSE. Rufless is right, people spend money on possessions that aren't virtuous. The system is broken because people have no control, HR 3400 is an exponentially better option, search it. HR 3962 cannot be sustained.
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