watch out for scams!!

Be careful online & offline!
Internet ScamBusters' 21 Credit Card Fraud Prevention Tips:

1. Keep an eye on your credit card every time you use it, and

make sure you get it back as quickly as possible. Try not to

let your credit card out of your sight whenever possible.

2. Be very careful to whom you give your credit card. Don't

give out your account number over the phone unless you initiate

the call and you know the company is reputable. Never give your

credit card info out when you receive a phone call. (For

example, if you're told there has been a 'computer problem' and

the caller needs you to verify information.) Legitimate

companies don't call you to ask for a credit card number over

the phone.

3. Never respond to emails that request you provide your credit

card info via email -- and don't ever respond to emails that

ask you to go to a website to verify personal (and credit card)

information. These are called 'phishing' scams.

4. Never provide your credit card information on a website that

is not a secure site.

5. Sign your credit cards as soon as you receive them.

6. Shred all credit card applications you receive.

7. Don't write your PIN number on your credit card -- or have

it anywhere near your credit card (in the event that your

wallet gets stolen).

8. Never leave your credit cards or receipts lying around.

9. Shield your credit card number so that others around you

can't copy it or capture it on a cell phone or other camera.

10. Keep a list in a secure place with all of your account

numbers and expiration dates, as well as the phone number and

address of each bank that has issued you a credit card. Keep

this list updated each time you get a new credit card.

11. Only carry around credit cards that you absolutely need.

Don't carry around extra credit cards that you rarely use.

12. Open credit card bills promptly and make sure there are no

bogus charges. Treat your credit card bill like your checking

account -- reconcile it monthly. Save your receipts so you can

compare them with your monthly bills.

13. If you find any charges that you don't have a receipt for

-- or that you don't recognize -- report these charges promptly

(and in writing) to the credit card issuer.

14. Always void and destroy incorrect receipts.

15. Shred anything with your credit card number written on it.

16. Never sign a blank credit card receipt. Carefully draw a

line through blank portions of the receipt where additional

charges could be fraudulently added.

17. Carbon paper is rarely used these days, but if there is a

carbon that is used in a credit card transaction, destroy it

immediately.

18. Never write your credit card account number in a public

place (such as on a postcard or so that it shows through the

envelope payment window).

19. Ideally, it's a good idea to carry your credit cards

separately from your wallet -- perhaps in a zippered

compartment or a small pouch.

20. Never lend a credit card to anyone else.

21. If you move, notify your credit card issuers in advance of

your change of address.
If you suspect credit card fraud:

If your credit cards are lost or stolen, contact the issuer(s)

immediately.

Most credit card companies have toll-free numbers and 24-hour

service to deal with these emergencies -- they are eager to

avoid credit card fraud.

According to US law, once you have reported the loss or theft

of your credit card, you have no more responsibility for

unauthorized charges. Further, your maximum liability under

federal US law is $50 per credit card -- and many credit card

issuers will even waive that fee for good customers.

If you follow all these tips, it will go a long way in

protecting you from credit card fraud.

Category:

Film & Animation

Tags:

• scam
• scammers
• 419
• Nigeria
• ebay
• con
• artist
• ScamExpert
• christian
• money
• mallu

[ScamExpert]

Online buyers: Never pay with Western Union or Money Gram - That's right -- never! These methods have proven to be unsafe when paying someone you don't know. + Delete all foreign lottery emails and throw away foreign lottery faxes and letters cause they are ALL scams.

[ScamExpert]

Monitor your account regularly for suspicious activity -- Prevent problems by staying alert and catching any suspicious activity early. Ebay recommends that you log into your eBay and PayPal accounts frequently to ensure that all the transactions listed are legitimate.

[SHiNe4u2]

hey :D ty for warning info on scammers, good to know so can b more aware, alert, on guard, not believing all that not know unless check into more details. Sharing this important info with all, tc & gbu so smile & shine for Jesus, making us wiser & not to b fools, Amen! :D