Meet a Certified Financial Planner - I did

Some days it seems like the world is awash in financial planners. Few of them qualify for the Certified Financial Planner designation.

I met Annette Findling of Stonebridge Advisors at an open house event in Lincolnshire hosted by Linda Martin of Coldwell Banker.

I asked Annette what a financial planner does and what the CFP designation means. Take a look at her answers.

Category:

People & Blogs

Tags:

• Lincolnshire
• Illinois
• real
• estate
• Certified
• Financial
• Planner
• Annette
• Findling
• YoChicago

[AirelonTrading]

@bributcher That being said ... my original comments were to help people expose those who were still using outdated theories - such as Modern Portfolio Theory - which many people do.

I understand that most people do not have my expertise, my knowledge, or my skill set. Most can't do what I do, unless they're willing to dedicate the time neccessary to learn.

But I sure as heck can help steer people towards a competent CFP - rather than one that is looking in a linear mindset.

[AirelonTrading]

@bributcher Who said anything about predicting the future? Did I? No. You probably are not aware of who I am, or what I've done this last year.

My point, is that most CFP's are still using outdated Gaussian linear Modern Portfolio Theory - w/ outdated bell curves. Problem being, the markets aren't linear - like any complex system - they are non-linear and need to be approached in such a manner.

In 2007- those who follow non-linear outlays knew what was coming ...

[bributcher]

@AirelonTrading - if you need advice that predicts the future then I suggest you go to a clairvoyant !!! A financial planners job is to make the investment tax effecient and to create a portfolio that balances risk & return in accordance with a client risk profile. No-one can predict the future.

[p4jkafla]

Sure...your point being what? If you don't need to spend the money now (or even in the foreseable future), your advice would absolutely cripple someone over the long term.

[MrBaki56]

good explanation

[AirelonTrading]

My only question to any financial planner - is for them to show me audited statements for what % were they recommending to clients in 2007 for high net worth individuals to be invested in the stock market, and what % was recommended for straight cash.

If it was over 10% to be invested - in other words 11% to 80%, dump them.

[archiebunkerfan]

you can make money, of course... from client's commission.

Stock market - one fruit steals from another.

[AvA805]

annette findling is my neighbor!!

[danielfindling]

Is this a coincidence or what? My brother,is

Darren Findling and he owns Stonebridge Real Estate. wow!