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Credit Repair: What is legal?

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Uploaded by on Nov 3, 2010

www.onecallcreditrepair.com 1-888-586-4914 So, what exactly is Legal Credit Repair? You have the right to plead "not guilty" to questionable information on your credit reports. Legal Credit Repair consists of removing the questionable items on a credit report. There are a few different methods of going about this, the most common and effective are:
"Goodwill" Negotiation: Negotiating directly with creditors and asking them to "please" remove questionable items from your credit reports is a viable method of credit repair for mild late-pay accounts. There are no laws that require that questionable items stay on your reports for any amount of time, and creditors have the ability to simply remove these items if they see that it could somehow work to their benefit, even if that simply means a pleased customer.

Credit Disputation: The Fair Credit Reporting Act gives you the right to contact credit bureaus directly and dispute items on your credit reports. Just as in a court of law, you have the right to plead "not guilty" to questionable information on your credit reports, and leave the burden of proof to the credit bureaus. You can dispute any and all items on your credit reports that you feel classify as inaccurate, unverifiable, or misleading. If the bureaus can not verify that the information on your reports is indeed correct, then those items must be deleted.
Welcome to One Call Credit repair. Whether you're in Collections, have late Payments, Charge Offs, Liens, Bankruptcies, Repossessions, Foreclosures or Judgments against you, One call credit repair strongly recommends calling Lexington Law Firm for a free consultation at 888-586-4914. Why Lexington Law? because they have a proven track record of credit repair. Last year alone, Lexington Law assisted in the removal of over 1 million negative items from credit reports. I personally know that it works because I too use Lexington Law and have had several negative items removed from my credit reports. Here's what other Lexington Law clients are saying:

From Nathalie
"My score has gone up almost 200 points since I've started this program..."

From Diedre
"I am really satisfied with what you were able to do for me. I have since bought a new home and I am very pleased".

From Dennis
"You guys are great you have deleted 11 items in 4 months.

And lastly from James
"Lexington Law Firm brought my credit score up over 286 points and rising... All three-credit agency deletions to date total over 60 negative items removed...

These results are Amazing but not uncommon! Look, Lexington Law Firm worked for them, it's worked for me and it can work for you. For a free consultation you should call NOW 888-586-4914.

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