UK Debt Collectors - Attack of the Killer Doughnuts!

The UK debt collection is hitting a downward spiral, as detailed in this gleeful and for once, quite optimistic clip about the dirty unregulated industry that is the UK collection sector.

The UK consumer is beginning to have these companies on the run, and its not before time. So, well done to the consumer for putting the boot in. Keep at it!

Im trying not to laugh...really...

Now, who fancies a round of sugary doughnuts? Mine aren't anthrax laced...

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News & Politics

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• Lloyds
• TSB
• First
• Credit
• MacKenzie
• Hall
• Meritforce
• Allied
• International
• Security
• Ltd
• Sechiari
• Clark
• and
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[Ecad82]

When debtors are requesting copies of the signed CCA what are are they trying to say? That they didnt take out the credit? That they haven't had the money, spent it, and now don't want to repay it with interest as was the agreement. Makes me laugh, all you find on here is people offering advice on loopholes to squirm their way out of paying like a worm.

[dcamaggots]

@Ecad82

The laugh's actually on you - When you learn the difference between loopholes and clear government legislation, then you may not end up being laughed at. :)

[USAisgay]

Hi dcamaggots I got a outstanding bill with British gas and a company called srj is collecting the debt right now and I cant make the 5 pound a month payment in my current financial position (on jsa with fines etc)… I said I can only make 2 pound a month they refused saying they need proof my income is that low to accept it, I thought they had to accept whatever you offered to pay… can you confirm thank you for reading

[dcamaggots]

@USAisgay

Sorry about the late response. SRJ I'm not familiar with, but you're right in saying they have to accept what you can afford. If they don't, they lose out and you lose nothing. Are they going to take you to court over £3? They'd have to exceed the expected levels of stupidity of such a company if they were to do that.

[JimbCaggerC]

Dirty? Arrogant. That sounds like the talk of a debtor!

If you paid your bills as you AGREED to do, who would ever call you?

remember guys debt collectors pay taxes, debtors dont.

[dcamaggots]

@JimbCaggerC

If the creditors kept paperwork in order as they AGREED to do by law, people wouldn't have a case to argue.

But, because the creditor fucks up, they deserve no sympathy when they get nothing. QED.

Everybody pays tax in the UK. What do you think VAT is? Jackass.

[73north]

I have never been more browbeaten with NCO , I was accused of ' not listening ' when I refused to pay any money - they try to threaten you with Court Proceedings - and a CCJ ( Country Court Judgement ) if you don't pay - if your debt is below £ 50 approx - this is a lie , as it would lose money for them if they take you to court

Don't Give In - refuse to answer calls .........and hang up - delete any messages - and follow this guys advice

He is the real deal :-)

my advice

[73north]

first rate................

[butterfly4869]

@USAisgay - Yes, proof of income and expenditure would need too be sent through.

[theoriginalbensteele]

'SHITE'!

Brilliant.

[Ecad82]

When debtors are requesting a signed copy of the cca

[USAisgay]

@dcamaggots i got to reply for the late reply as well... srj asked me to sent my bank statments to them i didnt as i dont trust them.. so i called up saying he has moved address, now its with past due credit collections.. everytime i say he doesnt live here havent paid a penny since my first comment thanks for the info vids btw

[kingwaldo100]

If you are serious in debt, just go bankrupt !!!. Forget the FSA, OFT AND OFFICE OF FAIR TRADING. If you take your cases to the Financial Ombudsman Service, be careful !! ( I shut my mouth ). The infrastructure has collapsed with knowledge and standard. Act, compliance, risk management, guidelines etc not being acknowledge.

Dont be bullied and start again, keep your family together.