I'm in the same boat as pathofthewise, I have over 100K in student loan debt from undergrad and grad school. It consists of both private and federal loans and I would like to know the best approach to paying down a substantial portion of this debt within a five year time frame.
I am from an era where phrases like Waste not, want not, A penny saved is a penny earned, A stitch in time saves nine. are often used by my parents. These don't work on my children anymore as they are pushed by peer pressure to own the next best thing their friends currently own.
So, is there a solution to this financially draining dilemma that I am sure many doting parents of today are facing?
Please help me find the perfect bank. I would like a bank that combines mint and ING sub-accounts. For example, if I spend $60 a month on gas (I have predefined what group vendors belong), when my credit card is due at the end of the month $60 is withdrawn from my gas hedge fund.
im about to graduate from law school with a mountain of student loan debt and i would like to learn about balancing paying off the $120,000 in loans (my goal is to get them paid off in 2 years) and saving for retirement. i have no other debt. i will be able to continue contributing to my roth ira for 1 year after i graduate, maybe 2, and then my income will be too high. help out a fellow stanford alum please! =) Thanks!
hi Ramit. this year i tried your automation technique which worked so well until i forgot about large one time payment and ran into overdraft. i however then used your negotiation technique and got my bank to waive the overdraft fee :) so thanks a lot. what i'd like to learn is if i had a monthly spending budget of x which slowly ballooned to y, how can i organise myself to go back to x? thanks.
Ramit thanks so much for your knowledge and wisdom.
makeda828 2 years ago
I am looking for help on creating a plan to pay off educational debt as soon as possible. Thanks.
brukee1 2 years ago
Ideas on how to make more money.
ropunzel 2 years ago
Best place for the IRA and how to then invest from there...?
Why does a financial advisor I know tell me Lifecycle is not the best, most tailor-made way to invest?
Term, Whole, Universal... yikes... what's what and what would be best for me?
bgznkitties 2 years ago
I'm in the same boat as pathofthewise, I have over 100K in student loan debt from undergrad and grad school. It consists of both private and federal loans and I would like to know the best approach to paying down a substantial portion of this debt within a five year time frame.
1985kristin 2 years ago
I am from an era where phrases like Waste not, want not, A penny saved is a penny earned, A stitch in time saves nine. are often used by my parents. These don't work on my children anymore as they are pushed by peer pressure to own the next best thing their friends currently own.
So, is there a solution to this financially draining dilemma that I am sure many doting parents of today are facing?
GreenbeingNancy 2 years ago
Please help me find the perfect bank. I would like a bank that combines mint and ING sub-accounts. For example, if I spend $60 a month on gas (I have predefined what group vendors belong), when my credit card is due at the end of the month $60 is withdrawn from my gas hedge fund.
AjuneauK 2 years ago
im about to graduate from law school with a mountain of student loan debt and i would like to learn about balancing paying off the $120,000 in loans (my goal is to get them paid off in 2 years) and saving for retirement. i have no other debt. i will be able to continue contributing to my roth ira for 1 year after i graduate, maybe 2, and then my income will be too high. help out a fellow stanford alum please! =) Thanks!
pathofthewise 2 years ago
hi Ramit. this year i tried your automation technique which worked so well until i forgot about large one time payment and ran into overdraft. i however then used your negotiation technique and got my bank to waive the overdraft fee :) so thanks a lot. what i'd like to learn is if i had a monthly spending budget of x which slowly ballooned to y, how can i organise myself to go back to x? thanks.
tsunamiwolf 2 years ago
I agree with yo20902...Can you put something together on kicking off a start up. Knowing when to jump?
brandonmoyles 2 years ago