Consumer Credit is evil

Financial services companies pay well because the job is to basically lie. They train their people to believe into those lies to lie a little better! You're right when you talk to the financial company it is like talking to a "snake"!

God created money??? This is blasphemy.

I completely agree with you that many people have "Money as God" and they even don´t know what blasphemy that is.
However, I would say "God gave money to people" would not be considered blasphemy, no?

Money is jberni's God. You heard it here folks. Lol, I am just joking. Money came out spontaneously from the need to calculate value relatives, and more accurately than you could with direct barter. I see nothing wrong with consumer credit. If you get in over your head, that's your fault, so I wouldn't just blame the bankers. If people are foolish enough to take on debt, that's their choice. I don't believe in stuff like predatory lending. You could argue China is a predatory to the USA.

doesn't mean women is the blame for your infidelity. There is a lot of incentives, even the government gives you incentives, point is to be rational, and prudent with your own property.

Debtors blame creditors for their own irresponsibility. Even other people feel sympathetic for the debtor, but it's the debtors fault. That's like blame a married man for his infidelity, because there is beautiful women willing to have sex with him. Fiscal irresponsibility stems from irresponsibility period. Such people can't pay the bills on time, have traffic tickets etc. Unfortunately the government doesn't encourage such matters, and continues to support moral hazards.

Yes ! and Religion is bullshit ( George Carlin ) :)

There endeth todays sermon...lol...Good reminder though that material things aren`t compulsery

I very much like this comment. Good work jb...

You're always interesting and very informative, thanks