Variable Annuities: Bad Idea?
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This lady is dumb. read john p huggard-
the tax deferral more than offsets any addtional internal expense/surrender costs before 59.5 after 10 years.
mutual funds do not disclose transaction costs and are often as expensive or more expensive than variable annuities.
surrender charges are usually on excess withdrawals of over 10% in the first few years. - not on the first dollar as she incorrectly indicated
dangpj 4 months ago
Show me a commission based investment salesperson and I'll show you a cockroach. These people are mere salespeople that only peddle products that pay them high commissions, whether the investment is in client's best interest or not.
If you are a do it yourself type investor, stick with high quality no-load mutual funds with fund managers that have proven track records. If you're not a do it yourself investor, stick to a fee based based advisor that doesn't get paid to sell products.
bxktd 1 year ago
You get what you pay for sweetie. You have to do your homework. I'm sure you're paid by the investment industry....
jacklane61 1 year ago
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877GROWSAFE 1 year ago
Totally incorrect.
brodericktv 2 years ago