UK Debt Collection - information they don't want you to know

In this latest clip, I provide directional pointers on how to counter the unwanted attentions of Debt Collection Agencies, a brief sub-section of bailiffs, and what equipment/information you can use to combat them.

Because the individual circumstances behind each case have so many different variations, it is impossible for me to condense down every eventuality into a Youtube clip.

This is why this particular clip exists - to help provide you with guidance to resolving the problem that arises. There are plenty in the same boat as you, and it's not a situation that you have to take lying down.

Any debt related queries can be posted on www.consumeractiongroup.com, a friendly and non-judgemental site growing by the day. It's also proving to be quite the bane in the lives of dishonest and unprincipled money grabbing companies who think that your rights as an individual don't count. Well, you can join the growing list of people who are proving them wrong.

Category:

News & Politics

Tags:

• debt
• collector
• collection
• bailiff
• truecall
• scum
• greed
• link
• financial
• mckenzie
• hall
• meritforce
• ruthbridge
• marstons
• jbw
• rossendales
• jacobs

[cannotfindavoice]

I know debt collectors do nasty things & so do some bailiff's, but being devils advocate here I have to say this. People should not get themselves into these situations in the first place, for debt, you have to live or try to live within your own financial positions. Now bailiffs these can be because of debts & or fines, again they should not get themselves into these situations. They should pay there fine's as soon as they get them, this is truth & fact borrow nothing & live within the law.

[dcamaggots]

@cannotfindavoice

Sometimes, financial difficulty is just unavoidable or unforeseen. 

Besides, if threats of legal action are being made against you, then there's nothing wrong with using that law to come back at them with.

Especially if those threats turn out to be groundless, which they often are.

[MoneybuddyUK]

Gawd I laughed re your comments on the bailiffs! I have had some great experiences of my own with bailiffs from non-paid parking tickets. They tried to take my lease car away for a £30 parking ticket which wasn't paid. I told them to bugger off and took my car away. They haven't been back.

Re door step debt collectors - you just send them a letter as soon as they threaten this - telling them they have no legal right to do so as you withdraw your common law right to do enter your property.

[dcamaggots]

@MoneybuddyUK

Amazing how quickly they'll back away when they begin to realise the frighteners aren't working.

[komputaman]

bail outs for the banks - bailliffs for the poor

[MrSteve6130]

Could not find the letter for the debt collector or the bailiffs, from the web site mentioned.

hand him the letter and close the door?

[onelovejohn1]

@cannotfindavoice devils advocate is a movie..

[cannotfindavoice]

@OnVentUK I would very much like to have a silver spoon in my mouth, but facts are I have a young family & I have been medically retired after getting a very rare condition. But because I have a VERY SMALL medical retirement pension & can not get any benefits at all. My family are on at least £350 a month less than someone on benefits but have to pay for everything, so I know very well what its like to struggle. also does anyone know what devils advocate is ?

[OnVentUK]

@cannotfindavoice such a deluded point of view. In 2003, my son was 3 months old, electricity costs throughout winter and extortionate council taxes got me into debt because I chose to spend my wages (full time work) on baby food, sterilising equipment and other things like a pram, nappies, clothing. Get the silver spoon out of your mouth and live a proper life.

[catspawo6]

Intersting part of Bills of Exchange act1882..37

Negotiation of bill to party already liable thereon.Where a bill is negotiated back to the drawer, or to a prior indorser or to the acceptor, such party may, subject to the provisions of this Act, re-issue and further negotiate the bill, but he is not entitled to enforce payment of the bill against any intervening party to whom he was previously liable.

[HOMEnHIGH]

@MissFireballxl5 ..get someone you know to open an account in their name either at their own bank or another, and you use it, get a debit card..badda bing...but dont mess up with money again, no overdraft no nothing...start again a fresh..

[MissFireballxl5]

@HOMEnHIGH - oh, I see. Well that is interesting. But if a product on the account hasn't been fully paid up can't they refuse to close the account? it was done to me by another bank. They refused to close an account because of a credit card on it. I just stopped using the bank. My situation now is nuts as the card on the newer bank account was bought out by an outside agency but still shows up as "another product". I don't have good credit rating to open another bank account.

[HOMEnHIGH]

@MissFireballxl5 ...close your account...sounds simple, and it is.from when you walk in and sate that you no longer bank with them, you no longer bank with them...you will not be taken to court for owing the bank money, because that money does not get generated untill you earn it and start pay it back, therefore there is no loss to report...look it up , you will be enlightend.