Recouping Gustav Evacuation Expenses Under Homeowners Policies

Because residents were under a mandatory evacuation order, they may be able to recover their evacuation expenses under their homeowner's policy, says attorney John Houghtaling, managing partner of Gauthier, Houghtaling and Williams. "Most homeowners policies offer coverage for evacuations from the home for up to 30 days if ordered by civil authority," Houghtaling says. "Residents should look for the clause in their homeowner's policy and keep receipts and records of what they have spent during their evacuation from Hurricane Gustav." Your insurance deductible will apply first before any claims are paid, Houghtaling says.

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• Katrina
• flooding
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• lawsuit