First Time Home Buyers - How NOT To Be Broke Your Whole Life

Over the years of helping first time home buyers with the home mortgage I've answered TONS of the questions about how much a buyer should spend on their first home. I will say this much, if a first time home buyer spends up to the max that his mortgage lender (that's me) COULD approve them for, they will be broke most of their life. Yes, I said it. You should NEVER, EVER spend what you CAN qualify for. Take that number and multiply by 60% in my opinion.

One favor: If you appreciate the videos, please rank them, comment, and share. This is a LOT of work to put together so your feedback is greatly appreciated!

Finally, if you're ready to get pre-approved for your next Indiana, Michigan, or Illinois home loan, please contact me through http://www.techsavvylender.com.

Have a fantastic day!

Category:

Education

Tags:

• first time home buyer
• housing budget
• mortgage
• prequalification
• home loan
• tech savvy lender
• chris sanderson
• real estate
• budgeting
• financial independence
• buying your first home
• buying my first home
• fort wayne
• ruoff
• ruoff mortgage

[realtechguy]

Dude, what camera are you using? This picture is awesome.

[techsavvylender]

@realtechguy - Quite a compliment coming from Mr. Tech Savvy himself! LOL. It's a Kodak Zi-8 - Smoking hot HD, even though that video is in 720! At any rate, thanks for the encouragement. Pretty sure the Zi-8 was a @techsavvyagent recommendation.

[Sclohovideo]

Thanks Chris for showing us that it's smart to start with a home you can afford.

[techsavvylender]

@Sclohovideo Glad you liked it, sir! Had some feedback that maybe I shouldn't have shown my humble beginnings, since they were SO humble. :-)

[wangbungal]

id like to buy a fixerupper, but would i be biting more than i can chew?

[buynick]

Looks cozy!