Long-Term Disability Insurance Claims - Legal Notes from Fields Dehmlow & Vessels, Marietta, Ohio

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Uploaded by on Nov 7, 2010

www.fieldsdehmlow.com Ethan Vessels, Attorney with Fields, Dehmlow & Vessels, in Marietta, Ohio.

What do I do if my long-term disability insurance claim is denied?

What type of long-term disability insurance do you have?
Either privately procured, or employer-sponsored.

Employer sponsored is covered under ERISA, Employment Retirement Income Security Act, which is discussed in another Legal Note video from Fields, Dehmlow & Vessels.

Determine category, then determine what type of disability.
Any Occupation
Your Occupation
Percentage of Earnings

The timeline for being denied, filing an appeal, and filing suit, if necessary.
When claim is denied, first thing, determine appeal time window.
What does YOUR doctor say about your disability?
Have a functional capacity evaluation.
Have you been awarded Social Security Disability benefits?
Do NOT wait, start immediately, meet the deadline for appeals - and seek experienced legal representation.

Fields, Dehmlow & Vessels has much experience in handling long-term disability insurance claims cases, and is available to answer questions and to discuss your case at any time.

Please contact us by calling 740-374-5346 or visiting www.fieldsdehmlow.com.
http://fieldsdehmlow.com/index.php?filename=disabilityclaims.html

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