Alert icon
We're changing our privacy policy. This stuff matters.  Learn more  Dismiss

How To Write A Credit Dispute Letter?

Loading...

Sign in or sign up now!
11,304
Loading...
Alert icon
Sign in or sign up now!
Alert icon

Uploaded by on Aug 31, 2008

The key to repairing bad credit is to write a properly formatted letter of dispute to one or all of the credit bureaus and send them out via registered mail.

Here's a step-by-step guide to writing a letter of dispute to get rid of those black marks off your credit report for good.

For more Credit Building and Repair Tricks, visit

http://www.ezcreditrepairsolutions.com
can also be found at http://www.instructables.com/id/How_To_Write_a_Credit_Dispute_Letter/

how to write a credit dispute letter, credit dispute letter, dispute letter, letter of dispute, credit disputes, credit dispute letters

Category:

Howto & Style

Tags:

License:

Standard YouTube License

  • likes, 1 dislikes

Link to this comment:

Share to:
see all

All Comments (10)

Sign In or Sign Up now to post a comment!
  • This is a basic information which is good, but you have to be careful when disputing. DO NOT DISPUTE Tax Liens if you owe money, DO NOT dispute collections that are more than 8k in debt and has not been more than 4 years. The reason is they will get notified with your dispute letter and they will come after you with a law suit or they will garnish your wedges or levy your bank accounts, a least the IRS will if you owe money. Be very careful!!!

  • Good information, but you do not want to send anything to the creditor. The whole point is for the bureaus to contact the creditor. The reason why is, the creditor has 30 days to verify the information with the bureaus, if they don't it comes off. Thats why you do not want contact the creditor to give the heads up

  • @blondieb23 hey whats up wht about judgements on your behalf and credit cards how can you get rid of them off your credit report any good ideas...

  • tell me the rest please

  • hey i want to know more

  • Sure you can try and write these credit dispute letters on your own to the credit beauru but chances are it will take months and you may never attain results! After some research I found this wonderful company at GKIcredit . com where they were able to remove all negative notations from my credit report in no time at all!

  • The invitation to get you to dispute is a trick. When you receive a bill, you must do what I suggested within 3 days (72 hours). I've have CCJ's (Civil Court Judgments) that they've sold to 3rd party collectors (who have no contract and one was even an attorney) that now show on my credit report as "Paid Civil Judgments". Third party interlopers have no contract that they can produce. No contract, no controversy. No controversy, no case. Nothing for a court to become involved with. SWEET!!!

  • WRONG!!! NEVER dispute anything. Dispute puts you in dishonor which causes controversy which can land you in court. All you need do is write a letter to the credit card company saying: "I'll be glad to pay you what you allege I owe upon proof of claim that you provide me within 10 (ten) days a certified copy of the wet ink signature contract between me and your agent duly authorized to bind your corporation in lawful contract." Send it Certified Mail RRR and... (Message me for the rest.)

  • when disputing individual items you want removed from your report (including collections that are paid). simply say it isn't yours (even if it is). and if they can't find any information proving the account belongs to you, they must remove it.

    also, you need to send a copy of your drivers license and your SS card along with your dispute letter to prove you're really you. Otherwise, they will not send you your results until you have done so.

Loading...

0 / 00Unsaved Playlist Return to active list
    1. Your queue is empty. Add videos to your queue using this button:
      or sign in to load a different list.
    Loading...Loading...Saving...
    • Clear all videos from this list
    • Learn more