JAK Bank Report Part 2/4 - Technics - www.giorgiosimonetti.net

Is that Borat narrating this video?

Sweden has a very good and stable banking system that benefits the people as a whole, rather than the system in UK and US that ends up concentrating wealth into the hands of fewer and fewer extremely wealthy families.

The QoL (Quality of Life) there is very high.

I'm not sure you're thinking about it correctly. Assuming 1 coin = $100, in this case they had to save $500 with the bank over a certain period of time in order to make a loan of $400.

For every month he owed the bank $100, he was obligated to save $100 for the same amount of time so the bank could loan his money to other members.

I really didn't like the showing of coins in relation to the saving points as it's not clear how this is supposed to work with real money.
An example is that if the pennies where $100 each he would deposit $200 in (3) months giving him 4 points, he then borrows $400 and withdraws his $200having to pay $300 to equal the (10) points then he can withdraw his 3 remaining coins($300). So 200-(200+400)+300-300 = -$400 that the bank made on a $400 loan. Makes no sense? Please explain.