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Identity Theft

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Uploaded by on Apr 11, 2007

http://scamalertusa.blogspot.com/

Identity theft is a serious crime. It occurs when your personal information is stolen and used without your knowledge to commit fraud or other crimes. Identity theft can cost you time and money. It can destroy your credit and
ruin your good name.
Deter identity thieves by safeguarding your information.
Shred financial documents and paperwork with personal information before you discard them.
Protect your Social Security number. Don't carry your Social Security card in your wallet or write your Social Security number on a check. Give it out only if absolutely necessary or ask to use another identifier.
Don't give out personal information on the phone, through the mail, or over the Internet unless you
know who you are dealing with.
Never click on links sent in unsolicited emails;
instead, type in a web address you know. Use firewalls,
anti-spyware, and anti-virus software to protect
your home computer; keep them up-to-date.
Visit OnGuardOnline.gov for more information.
Don't use an obvious password like your birth date,
your mother's maiden name, or the last four digits
of your Social Security number.
Keep your personal information in a secure place
at home, especially if you have roommates, employ outside help, or are having work done in your house.
Defend against ID theft as soon as you suspect it.
Place a "Fraud Alert" on your credit reports, and review the reports carefully. The alert tells creditors
to follow certain procedures before they open new accounts in your name or make changes to your existing accounts. The three nationwide consumer reporting companies have toll-free numbers for placing an initial 90-day fraud alert; a call to one company is sufficient:
Equifax: 1-800-525-6285
Experian: 1-888-EXPERIAN (397-3742)
TransUnion: 1-800-680-7289
Placing a fraud alert entitles you to free copies of your credit reports. Look for inquiries from companies you haven't contacted, accounts you didn't open, and debts on your accounts that you can't explain.
Close accounts. Close any accounts that have been tampered with or established fraudulently.
Call the security or fraud departments of each company where an account was opened or changed without your okay. Follow up in writing, with copies
of supporting documents.
Use the ID Theft Affidavit at ftc.gov/idtheft to support your written statement.

Ask for verification that the disputed account has
been closed and the fraudulent debts discharged.
Keep copies of documents and records of your conversations about the theft.
File a police report. File a report with law enforcement officials to help you with creditors who may want proof
of the crime.
Report the theft to the Federal Trade Commission. Your report helps law enforcement officials across
the country in their investigations.
Online: ftc.gov/idtheft
By phone: 1-877-ID-THEFT (438-4338)
or TTY, 1-866-653-4261
By mail: Identity Theft Clearinghouse,
Federal Trade Commission, Washington, DC 20580
Federal Trade Commission | 600 Pennsylvania Ave., NW Washington, DC 20580 |

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  • @mda7112 is it going to protect like it did the ceo. His identity was stolen 13 times and had to pay the FTC 11 million for defrauding customers with that commercial of his ssn. Some low life even got a 500 loan from the ceo's social security number some protection huh.

  • Lifelock offers a lot of services for $10/month. Use promo code SAFEID1 and get %10 off 1 year of protection.

  • CLICK ON THIS CHANNEL

  • if you are a resident of california you are entitled to recieve 1 copy of your credit file from each of the three national credit reporting agencies Equifax, Experian, and Transunion evert year for free!! Now if you want more security you can add fraud alerts to your credit files and renew them every 90 days. Another good thing is to get records from social security every 12 that contains all the jobs that you had and have right now and public benefits that you are recieving to catch if there

  • You might want to get credit cards with your picture in them for additional security. Also if you bank online or access any of your accounts its important that you get an antivirus, antispy, and a powerful firewall software. I highly recommend pctools because its very good you can download a free edition of the firewall plus and the antivirus program and it works awsome. So that way you only need to buy the spyware doctor from pctools!! Also

  • Sorry but you are totally wrong. There are ways to prevent identity theft. However there is no way we can totally prevent this crime from happening to us. But there are precautions that you can take such as placing fraud alerts in your credit file and renewing them every 90 days. Now if you are a resident of california you are entitled to recieve a copy of your credit report from the 3 nationwide agencies every 12 months for free. You might want to subscribe to an identity theft protection.

  • so sorry to hear that.  I have info to help you with Identity Theft.

    suzie

  • i d theives just got me, got my ssn and b'date !! dont know how !?? any suggestions how to catch these s o b's ?

  • Should I feel bad that I'm using my friend's Youtube Acct?  Cuz if so, then I`d totally buy him some delicious flavorful delectable mouth-watering goodness from the Tacos of Bell. 8)

  • there is no way at all to prevent ID theft. If someone wants it, they will find away!.

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