Michigan auto accident attorney, Larry Gursten, urges Michigan drivers to protect themselves with uninsured and underinsured motorist coverage (UM/UIM). Larry explains the valuable benefits offered by these coverages and the risks of not having this in place if injured in a serious car accident. He also discusses appropriate policy limits, low premiums and mentions auto insurance companies that do and do not write UM/UIM (i.e., State Farm does not offer this important coverage) http://www.michiganautolaw.com
I had State Farm and did not have the Underinsured protection as I did not know it existed. I could not sue (as they-insurance companies give as their reason for not offering Underinsured coverage) as the driver could could simply file bankruptcy. Believe me. I am in pain and was definately not compensated for my injuries. GET the coverages from an independent agent. Check your policies for 2 U's. It is wrong to require drivers to buy insurance but not offer coverage that protects them.
sunbeansnflowersluv 3 years ago