A credit card is based on a line of credit as determined by the credit card company, while a debit card is tied to the amount of money in a bank account. Decide whether to get a credit card, which allows users to overextend their funds, or a debit card, which can keep spending in check, with the advice in this free video on personal finance from a licensed mortgage broker.
Expert: Adriel Torres
Contact: ultimatecredittoday.com
Bio: Adriel Torres has been in the mortgage business for over a decade. He has owned two mortgage companies and is a licensed mortgage broker.
Filmmaker: Christopher Rokosz
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