Step 6&7 How to Write a Hardship Letter

2nd paragraph: State why your area is bad. Ex: "My property is located in ______ town. The taxes have increased, property values have declined, there are 5 foreclosures on my street, etc." List any bad circumstances for your specific location.

Step 73rd and or 4th paragraph: List any of the following and explain using details and specific numbers as best as you can.
• wrong doing by mortgage loan broker, bad adjustable mortgage loan on the property.
• hardships (income I depended on is no longer available, increased bills, inability to work due to health or disability, etc. - from your brainstorm list).

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• Hardship Letter
• Short Sale
• Foreclosure