DSCN3156 Dorlan H. Francis on Life Insurance Part 1

Dorlan H. Francis speaks on the dangers of Term Life Insurance

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News & Politics

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• DSCN3156

[Coveryourassetsnow]

Dorlan-There are many people who really don't understand how life insurance works, and they fall prey to bad advice.I hope your book will dispel some of those myths.Thanks again for your videos.

[dhfken]

Thanks for your kind words. Help me pass the word around. There is a lot to be done. America is on the verge of falling. (the moment their currency is no longer the world's reserve currency that will be the tipping point) My history tells me that no country has had a second go at world dominance. Once a country falls its history!

[MegaJohnShaft]

@itsdonenow-spoken like a typical PFS agent.Here is a simple question;can you place your Mutual Fund future earnings in writing and guarantee them?If you can,then we Life Ins companies and agents will stop selling permanent life ins.

[itsdonenow]

It's easy to explain this, American's don't save money like they used to. We spend and consume things thinking it wil never stop, we no longer think about the future. If you looked at some of the recent savings rates they were negative probably idiots borrowing against their crappy whole life policies. If you noticed though since the economy slowed down American's saving rates went up, people started thinking about saving for a rainy day and decided not to use the credit card to buy things.

[NALDOHYPE619]

How is it when Americans were buying CASH VALUE life insurance they were prosperous. In 1944 only 4% of policies were TERM and US grew prosperous and became a SUPER POWER. Now 41% of policies are TERM. There are HEDGE FUND, MUTUAL FUNDS and experts like SUZE ORMAN, DAVE RAMSEY, A.L. WILLIAMS et al and AMERICA is now the largest debtor nation in history and the worlds leading MENDICANT!! How do you explain that??

[itsdonenow]

Americans that follow the plans of Ramsey and Orman are better off. The problem is not all Americans follow a plan of saving for your future hence the negative savings rate. Whole life surely helps save money but mostly for the salesman and insurance companies. The rate of return is crap not to mention if you die you lose the money you were "saving". Maybe the savings rate will be higher for Americans once they stop buying junk life insurance.

[NALDOHYPE619]

Did you know that Prudential Life of America - The largest nonbank financial institution was OWNED by PARTICIPATING POLICYHOLDERS.

Prudential is now OWNED by the CROOKS on WALL ST. Thanks to misguided pressure from Norman Dacey, A.L. Williams and other such imbeciles who would rather TALK than THINK

[NALDOHYPE619]

My son you know not what you know not.

People can say anything. What matter is results. Are AMERICANS better off now that the likes of A L Williams, Suze Orman, Dave Ramsey and the horde of misinformed ignoramus are advising them to buy Term.?

Why are Americans savings rate NEGATIVE?!

Why a country that was the largest creditor to the world in 1981 (Before the onslaught of TERM) is now the LARGEST DEBTOR nation in history now that 41% of policy sold is TERM. Stop TALK and THINK! IDIOT!

[itsdonenow]

How can somebody who claims to have so much knowledge support these life insurance rip off scams? Your nothing more than a life insurance salesman so sell life insurance. Leave investment advice to trained proffessionals that know what they are doing.

[bond519]

What color is the sky in your world. Charles Givens was a book selling moron just like you. If this video is a sample of the stuff that is in your book then 25 cents is too much.