How the Health Insurance Exchange Really Works

The health exchange is an important, yet complex component of health reform. This video explains what it is and how it works.

Category:

News & Politics

Tags:

• health
• exchange
• reform

[OhioDemocrat]

How could anyone be against this? I see no down side to the American consumer.

[wildpeachatl737]

With all the nonsense and misinformation floating about of late, it's refreshing to see actual ideas and solutions being brought forth, Great video and I'll have to credit this to the Smartassawhip bump!

[bojestss]

The health exchange will have salaried, non licensed call center workers to help you make important decisions about what plans you want. The salaries of these workers were not calculated into the cost of the reform bill as it was assumed that insurance brokers would fill this position. Unfortunately, licensed brokers cant work in the exchange (cant accept a fee from clients or the carriers) so this was an "unintended consequence" built into "vote for this, you will like it.

[bblake1234]

@OhioDemocrat I dont have insurance right now but my job offers it. It will cost me nearly 800 a month for a family package and I'm a nurse. I was living within my means but now that the insurance rates are going up, gas,taxes, and the escrow on my mortgage went up 23 more dollars, I don't think I'm going to be able to keep my home. I also make too much money for federal assistance like food stamps, or medicaid. What the fuck am I going to do!!! The middle class is screwed politicians don't care

[OhioDemocrat]

@bblake1234 Yes, I agree with you single payer, universal haelthcare or Medicare for all would be the best thing to happen to healthcare. Healthcare costs has destroyed too many families. 

[bblake1234]

@OhioDemocrat I would rather have universal healthcare. I think I would pay less in taxes with universal haelthcare than I would pay in the exchanges. Put the entire country in the same pool. Talk about making it affordable. This country is turning to shit. I want to move to another country because of the healthcare coverage in this country. This is a comprimise for the insurance companies so they can maintain their lined pockets. It is all Bullshit! I bet it will still be too expensive for me!

[Goohuman]

That is one of the few parts of that massive bill that might well have worked out well for us. But it is countered by the massive amounts of BAD stuff in the SAME BILL.

[TheStranglehold]

Thanks, these typewriters with TV screens are pretty nifty. This way, I can see cool Center for American Progress videos like this one. It's nice to see what Wal-Mart and George Soros get for their money.

[poopile]

@TheStranglehold,

Welcome to computers and the internet. This video, nowadays, can be easily produced with just a hundred dollar software suite (or free if you're willing to look hard enough for programs) and $50-$200 in hardware. Labor and creativity is really the limiting factor in our wonderfully futuristic world of 2000.

[TheStranglehold]

I love these polished, professionally produced videos and commercials. It lets you know who REALLY has the big money in this fight.

Interesting though, no citations directly from the legislation.

[bweazel]

If we wanted to force the entire country into medicare, how would we do it...?Hmmmmm. Well, this is a great first step. Kill the private insurance companies. They are very against this bill, regardless of what you say.

You know what would actually fix this? A law, that forces insurance companies to offer the same premiums to individuals as it does to groups. Their current business practice is nothing more than discrimination and could easily be remedied with laws currently on our books.

[bweazel]

Ok, sir. It's obvious you have not read, in detail, the subtitle of the bill you cited. It clearly says in there that this health insurance head will negotiate premiums with the QHBP offering entities, and will not allow them to increase the premiums, ever. Along with many other stipulations making it all but impossible for anything but a not-for-profit to make it in this health insurance exchange. Strange, you say it's not going to be subsidized. What is the public option trust for then?