How To Stop Foreclosure With A Forensic Loan Audit

http://janianandassociates.com
Before you closed on your mortgage for your home did you ask any of the following questions:
Do we have all the paperwork?

Did we go over the "good faith" estimates?

Are the payment representations right?

How do we know that the broker isn't double-dipping?

Why isn't there any documentation of income?

Chances are not any of these questions even came to mind. Most people are so elated when buying their home they just walk into the closing expecting that the documents they sign are in compliance with current laws. However, in many cases one or more laws are violated connected to Real Estate Settlement Procedures Act (RSPA), Truth-In-Lending Act (TILA), and Article 32 Predatory Lending. The unsuspecting homeowner has no idea that these violations even happened. For the homeowner facing possible foreclosure discovering if any laws were violated when your mortgage was originated could mean the difference between losing and saving your home.

Loans with violations are not enforceable.

Foreclosures resulting from loans with illegalities are also not enforceable.

A Forensic Loan Audit is a thorough investigative report used to detect infractions and violations that may or may not have been executed by the mortgage lender or broker when they originally funded a loan. Loan audits are often used in the loan modification process as leverage in the negotiation process. This report is essential because it emphasizes laws that were broken, if any, by mortgage lender or broker.

An attorney can compel your mortgage lender to take action on your case in your favor, and a forensic loan audit can help to successfully modify your loan.

Many sensible mortgage lenders will choose loan modification when presented with the legal facts.

Category:

Howto & Style

Tags:

• foreclosure
• forensic loan audit
• janian & associates
• loan modification
• mortgage

[evdemona]

You will never get a loan modification with Janian, never get your money back. I havent in almost 2 years, this peolple should be in jail.

[lamb719]

Yeah good luck with Janian & Associates. Please read Rip Off Report and their Better Business Bureau complaints before deciding to write a check to them. In my experience, you'll get no loan mod and no refund.