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20 year Term Life Insurance Policy

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Uploaded on Feb 14, 2012

http://lifeinsurancebyjeff.com/20-yea...

Who Would Want to Consider Buying a 20 Year Term Policy?

The most common ages of people I see purchasing a 20 year term life insurance policy range between 25 and 45. As mentioned above, many in this age range will have their largest asset paid off (their home) and if their savings are on track, should be close to be self-insured by the end of the term.

When purchasing a 20 year life insurance policy, you will need to take several things into consideration. Obviously, you will want to get as much coverage for your family as possible, but you also need to make certain your policy is affordable. Therefore, you need to consider how much money your family will actually need if you were to pass away as well as how much you can afford to pay toward your premiums. By comparing different policies and taking a closer look at your current financial situation, you will find the right term insurance to suit your personal needs.

How Much Does a 20 Year Term Policy Cost?

Below are some sample 20 year term life insurance quotes from some of the big carriers. As you'll see, I ran 20 year quotes for $250,000, $500,000 and $1,000,000. I've listed the top 3 carriers for male and female and different ages (25, 35, and 45).

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