RMR: Rick's Rant - Credit Card Rates
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@glowerpower Sorry I did't know the Nazi grammer patrol was still working hard at wrecking life for normal people.
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@lowaces You spelled that wrong, genius.
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protazoa is smarter than harper
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If you don't want to pay 20% more for your shampoo, then don't carry a balance on your card. Pay off your credit card bill every month, then you don't have to worry.
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Banks get money for under 1% and then re loan the money for 5-1000%, that's how they make billions every quarter.
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ty
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and focus on the what?
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the rants are getting very old.
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We need legislation that will cap credit card interest rates to prime plus 5% only and interchange fees to 1.5% only. Problem solved.
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I work for a credit card company & not only are the fees insane, they treat employees horribly. They don't allow us to hang up even if a customer is swearing & tells us to f-off. Some calls will go on for hours like this. There's little pay for us it's even worse for overseas employees. Overseas employees can get an equivalent to $4-$5 an hour for the same job here in Canada. It's criminal since the cc company makes billions in profits each year.
Seriously, how greedy can they get?
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Fees are paid by merchants, not by Visa, Mastercard, et al.
So if no one carries a balance, there is no net cost to the CC companies.
20% interest in a 2% interest market is absurd.
aqnd 2 years ago 24
"examine some protozoa" that was hilarious lol
desolate2 2 years ago 24