How to Improve Your Credit
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how can you get credit or a loan if you don't have a fico score? Can you help me out?
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Don't worship at the alter of FICO! Funny thing about a FICO score. It's a "I LOVE DEBT SCORE". Don't borrow money. You don't need a credit score! This is a lie that we've all been indoctrinated into!
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Last tip is bad, don't close credit cards especially old cards, keep them open, 15% of your credit score is on average age of credit...
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Credit bureaus are manipulated by financial institutions to get the highest interest they can.
My credit score is under my mattress.
It is the best credit score.
Anything else is just numbers
Anthony
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A lot of the advice in this piece will actually hurt your credit. Closing long standing credit cards will lower your credit score. Also going to credit counseling actually worsens your credit and most of the time could be done on your own. Finally, the note about average credit score being in the 700s is flat out wrong.
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How to improve your credit score? Pay your fuckin bills.
goldenmusic09 2 years ago 3