Paul Ryan uncovers another inconvenient truth in health care bill

July 16, 2009 House Ways and Means Committee markup of H.R. 3200

Congressman Paul Ryan presses the authors of the one-trillion-plus dollar, one-thousand-plus page health care bill on another disturbing consequence that hits close to home. In less than five years, a Milwaukee-based employer will no longer be allowed to create new insurance policies in the individual market. The creation of new individual private health insurance plans will be illegal as this bill is currently written.

From H.R. 3200, Title 1, Section 102: LIMITATION ON NEW ENROLLMENT Except as provided in this paragraph, the individual health insurance issuer offering such coverage does not enroll any individual in such coverage if the first effective date of coverage is on or after the first day of [2013]. (Source: http://waysandmeans.house.gov/media/pdf/111/AAHCA09001xml.pdf)

Earlier today, Paul Ryan asked House Ways and Means Health Subcommittee Staff Director Cybele Bjorklund to clarify this concern:

Ryan: In 2013, let's take Assurant, a large employer in Milwaukee - 800 of which live in the district I represent - Assurant is a big, individual market insurer. After 2013, Assurant can no longer enroll people in their individual market plans. Is that correct?

Bjorklund: Yeah. They can enroll family members of people who are already in and they can choose to participate in the [federal government] exchange, where they will have a large ready market, many of whom will have subsidies behind their backs, and they can operate in there.

Ryan: Okay. Just to ask the question again: outside of the exchange, which is where they are right now, they can no longer enroll people in the individual market plans they have after 2013 if they want to continue the insurance they have outside of the exchange.

Bjorklund: They can continue to enroll people in the policies that they have operating. They cannot create new policies outside of that window, outside of the exchange, but they can choose to operate in the exchange.

Ryan: I guess I'm gaveled. I had more, but I'll ask you later.

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[iggsta3o5]

@DakoHawk1 Its not like the Fed has any better of a record. However at state level its easier for citizens to regulate the scope of government rather than to leave it at a federal level where it would be bought off by corporations and lobbyists. Since the beginning we have always been a Republic not a Democracy.

[MrDanielBowman74]

@idicula1979

It works unless you throw money on your son who has very poor record at school. That is not a good return...possibly none at all. Quite frankly the son looks like he is a lazy azz junkie not even attending the school.

The best investment is to allow people to decide where to invest by nor depriving them of their money (tax money going to inefficient programs). Bureaucrats have very low record all over the world in investing to the future.

[iggsta3o5]

@DakoHawk1 Only because overall lobbyists represent this country at the federal level but let the states handle the issue after all this is a republic 

[DakoHawk1]

@iggsta3o5 LMFAO, We all know state governments have flawless records when it comes to representing minorities.

[iggsta3o5]

Respond to this video... The more we ask federal government to represent us on the federal level then the majority will always impose on the minority but if you cut the fed and bring everything to the state level and return states rights then we as individuals have more say, control, and power over our own lives. After all at the federal level the only ones with enough power to lobby are corporations, at the state level we the individuals are the lobbyists

[iggsta3o5]

@MrRazzeldazzel88 The government was never meant to be the voice of the people if they where then the peoples voices would be mute. The problem with trying to take out lobbyists with our current system is that our government who continues to expand its programs is made up of individuals who are human and no different than anyone else hence the more government intervention we have the more power lobbyists gain. Take government programs out of the picture and now corporations have no one to lobby

[MrRazzeldazzel88]

@iggsta3o5 so why not actually take the lobbyists out of the picure and have the government acutally represent the people? isnt the government meant to be the voice and will of the people?

[iggsta3o5]

Respond to this video... learning centers, and charter schools can. The government is no better at knowing how to invest your money than you are. It is simple logic that I in my self interest am better to invest for myself on my own needs than a government official who usually caters to lobbyists and special interests with my money

[iggsta3o5]

Respond to this video... losers. Solyndra for example. Bailouts, Stimulus, Taxes, all this spending and printing of failed investments tend to devalue the dollar and create an inflationary market. Investments are good for the economy but only when we the true economic engine of this country are the investors not the government. The government cannot manage the population as a whole. You cannot create a public education system that takes into account each student and their needs but yet private

[iggsta3o5]

@idicula1979 While the scores remained stagnant we have increased per student spending and estimate of 15,000 per student. More than any other country. Still internationally our students have fared poorly by the fourth grade, by middle school we fared worse, and by high school the US could no longer compete. The solution has always been to invest more, but has yet to yield a result. You can invest others money all you want but most of the time government is not efficient at picking winners and