Credit Repair Secrets - What You don't Know About Your Credit Scores
Loading...
Link to this comment:
Uploader Comments (scoremore1)
All Comments (9)
-
Your ultimate credit score is ZERO. I agree with Dave Ramsey: "A FICO score is an 'I love debt' score". Stop aiming for high credit scores, people. You are just trying to borrow money, so later, you can borrow money, so, after that, you can borrow more money....Is this healthy for your financial bottom line? I'm worth half a million, and have never made over 75K in my life. Drive that "beater with a heater" & rent if you must, so later, you can move up by USING CASH.
-
@hifhif123 Experian has it's own scoring system. FICO is a proprietary algorithm developed by Fair Issac in the 70's for department stores. FICO has years and years of data, is usually more trusted among creditors as having the most accurate models. That being said, like weather models, FICO models can be applied to any set of data. It is the user/creditor decision what model they would like to use to predict the chances of default by the consumer. Most creditors prefer FICO models for scoring.
-
what about EQUIFAX? can you buy ure credit score there? is that legit? is that the real score?
-
Good job brother
-
solid info. THANKS !
7:27Bad Credit Repair Part 1by alexandergrape3,013 views
Featured Video- 9:4710 Mistakes to avoid when fixing your credit.by scoremore16,645 views
- 6:05Credit Repair Exposed - Handling Collectionsby scoremore16,836 views
- 4:13CREDIT SCORE BOOST 150 POINTS IN 45 DAYS.aviby CREDITBYCHARLES9,462 views
- 7:07Credit Repair Exposed - What the bureaus are hi...by scoremore116,733 views
- 6:38Get Negative Items OFF your credit easily!by CreditTrauma20,844 views
- 5:06Credit Repair Exposed - Flaws in the credit systemby scoremore13,894 views
- 3:12Repair Your Credit in under 3 MINUTES!! (2011)by CreditDetailer30,390 views
- 4:01How To Remove ALL Negative Credit Items Legally...by RestoreYourCredit14,244 views
- 2:32Delete Charge Offs? How to remove them legally....by CreditRepairIntel2,309 views
- 3:19Credit Repair Exposed - Improve Your Creditby Scoremore25,124 views
- 1:35How to increase credit scores fastby TurnerRealEstate4,226 views
- 3:14Mike Dillard and The Elevation Group Scam - Wha...by buysilverandgold9,787 views
- 2:27Easiest Credit Card to Get Approved Forby SuperJackerson14,007 views
- 4:16How to Raise Your Credit Score Fastby 7brandontube9,873 views
- 0:42how to get an 850 perfect credit score good cre...by OneMinuteU46,252 views
- 5:03Credit Repair Proof - DELETE Any Negative Accou...by WannaTalkMoney15,176 views
- 6:19Credit Repair Secrets REVEALED!by MICCreditRepair15,193 views
- 3:05How to Improve Your FICO® scoreby FICOTechTalk18,901 views
- 1:19FINALLY!...Insider Credit Repair Secrets Revealedby kweparker1,036 views
Is the FICO score also used in the UK. I just signed up to Experians credit report, I didn't apply for the credit score.
hifhif123 1 year ago
@hifhif123 I am not familiar with procedures in the UK. I have recently retained an expert to teach me and get me up to speed.
scoremore1 1 year ago
Good info...the problem is that FICO score is used by mortgage lenders, Equifax,Experian,Transunion scores are used by other credit lenders, and Auto Industry Option credit scores uses it own "sometimes" to approve you for auto loans...you need to know all of them to get a good interest rate.
svca12218 1 year ago
@svca12218 Auto lenders have their own FICO score card which weights past car loans differently than a mortgage score card. 99% of lenders use FICO scores though.
scoremore1 1 year ago