Credit Repair - Dave Ramsey on rasing your FICO credit score
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It's interesting that when I heard 0 credit score, I freaked out immediately wwwhat? 0 credit score. I will be screwed forever. But, I listened to what he said again, And again. Then, I heard something that was hard to hear, Hard to understand.. Actually, Walk into a bank with a big down payment. HA. Walking into a bank with cash. They would freak out.. a manager will have to be called over to deal with someone who has cash. Imagine that.
cArNeGiEization 1 month ago
All the mortgage companies and banks I have encountered require a FICO score. My Mother-in-law could not get a mortgage on her totally owned property because she had had no debt record for over 10 years. No negative marks, no unpaid bills, no late bills, No FICO score, no mortgage. No Mortgage even with Churchill Mortgage. I am willing to be proven wrong.
twitter (dot) com / ggallman
ggallman 1 month ago
@mcdadypete He actually recommends buying the house with cash.
Anavengertg 2 months ago
No so true. Like he said you can get a loan but at what rate ! I am dept free but for the house and have an 816. I think I will get a better deal then what he is talking about . After all what he is saying is you still have to go to a bank for a mortgage.
mcdadypete 3 months ago