How To Streamline Your FHA Mortgage

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If your home has an FHA-insured mortgage, learn how to get a lower fixed-rate FHA streamlined refinance loan.

To complete this How-To you will need:

Current FHA loan documents
Your credit score
A lender
A loan application
Escrow statements (optional)
Closing statements (optional)

Step 1: Find out if you have an FHA mortgage

Locate your loan documents and look for a 10-digit FHA case number to find out if have an FHA-insured mortgage. Your current mortgage must be FHA insured to qualify for an FHA streamlined mortgage refinance.

Tip: FHA case numbers can also be found on escrow account statements and original mortgage closing statements.

Step 2: Contact lender

Contact your original FHA mortgage lender and ask if they originate FHA streamlined mortgage refinances. If they don't, contact other lenders.

Step 3: Find out your FICO credit score

Find out your FICO credit score, a factor in determining if you qualify for an FHA streamlined mortgage refinance.

Tip: 720 or higher is an excellent score. 660 to 719 is good. 620 to 659 is average. 619 and below is below average.

Step 4: Complete application

Choose a lender and fill out an FHA streamlined mortgage application. Loan approvals are determined by the review and verifications of the private lender.

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Category:

Howto & Style

Tags:

• HotHowTos
• streamline
• fha
• mortgage
• insurance
• fha insured
• lower
• fixed rate
• refinance
• loan
• federal

[MrTURBOJOHN]

6th

Whats the point of telling the number of the coment?

What th fuck is FHA?

[dp17197]

5th

[sfshrimp]

4th comment..

[metang321]

He talks as fast as my girlfriend....

[81minuten]

no first

[PrehistoricPengy]

second