Uploaded by OppenheimRoy on Mar 10, 2011
http://www.oppenheimlaw.tv Roy Oppenheim of Oppenheim Law talking about short sales and foreclosures from this month's workshop. http://www.westontitle.com
http://www.southfloridalawblog.com Homeownership will no longer define the American Dream. That's because 30-year, fixed-mortgage loans that we've known since the 1950s may become a luxury if the federal government tightens constraints on Fannie Mae and Freddie Mac—the two lenders that historically backed home loans for the masses (even with far less than perfect credit scores). Indeed, a private mortgage finance market could emerge with entirely new rules—rules that make it harder and more expensive to get a loan.
Next, consider convicted Ponzi scheme mastermind Bernie Madoff's comments from his prison cell. Madoff told New York magazine that Goldman Sachs, Merrill Lynch and Morgan Stanley Smith Barney knew all along that he was working the system—and did nothing. Madoff suggested that the entire government is a Ponzi scheme. What if Madoff is right? It's a disturbing thought...
That leads us to the question, "Why isn't Wall Street in Jail?" Where's the accountability? Clearly, greedy banks did their dirty deeds and clearly American taxpayers are footing the bill. Wealth has been destroyed. Lives ruined. Yet Wall Street—and the prominent firms that make up the financial services industry—seem to be living above the law.
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- how to stop a foreclosure
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