Today, the Energy and Commerce Subcommittee on Oversight and Investigations held a hearing entitled "Terminations of Individual Health Policies by Insurance Companies." The hearing examined the p...
Today, the Energy and Commerce Subcommittee on Oversight and Investigations held a hearing entitled "Terminations of Individual Health Policies by Insurance Companies." The hearing examined the practice of "post-claims underwriting," which occurs when insurance companies cancel individual health insurance policies after providers submit claims for medical services rendered.
Robin Beaton testified: In May 2008, I went to the dermatologist for acne. A word was written on my chart and interpreted incorrectly as meaning pre-cancerous. Shortly thereafter, I was diagnosed with Invasive HER-2 Genetic Breast Cancer, a very aggressive form of breast cancer. I was told I needed a double mastectomy. When the surgeons scheduled my surgery I was pre-certified for my two days hospitalization. The Friday before the Monday I was scheduled to have my double mastectomy, Blue Cross red flagged my chart due to the dermatologist report. The dermatologist called Blue Cross directly to report that I only had acne and please not hold up my coming surgery. Blue cross called me to inform me that they were launching a 5 year medical investigation into my medical History and that this would take approximately 3 months.
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Wow another misguided goofball canadian trying to tell everyone how to live. Your facts are so off it's not even worth debating. "Canada: Land of the not quite right."
I know facts may not be your strong suit, but if you bothered to read the bill you would see that they WILL ration care. Try informing yourself, you may not embarrass yourself as much.
The best part is when government makes a mistake it corrects itself through public backlash.
When companies fuck up they get rewarded for it.
So yeah I trust the government over corporations. I respect your insult though for it shows that you're on the wrong side of history due to your hate.
Wow your lack of comprehension is astounding. Who rewards the companies that fuck up? GOVERNMENT. Where did the fuck up companies get their bailouts? God I hate having to explain the obvious to simple minded goofs like you. And that's not hate it's truth, regardless of how you feel about it. Effeminate weirdo.
@Alfrunk Canada's banks are healthier than ours because they're regulated.
It's not my fault that government is beholdened to private interests. Take money out of politics and the system will fix itself but it's quite stupid to assume all government is evil when only ours needs fixing.
Alfrunk, have you listened to this testimony? Acne is an inflammatory condition. It'd be appropriate to make a note that chronic inflammatory condition may, if untreated, lead to a malignancy. The insurance company used that generic statement to deny treatment for a type of breast cancer which has a well understood genetic cause. It's aggressive, that's all in the textbooks. Maybe if there was a public option that need would have been met
alfrunk, I do not love hearing from the economically illiterate right, who fail to understand this simple fact. It was the economic policies you promoted which led to the current recession! Some of us are trying to help the people your policies hurt. You are simply trying to tell them "it wasn't me! A big boy did it and ran away"
repukeslie7, Insurance companies are not the villains because they pay their CEO's to much? If I'm aiming for a 4% profit margin, as in dividends to my shareholders. If I score high then I can cream off the rest for myself. The more claims I can deny the more money for me. The insurance company is the villain because they collude to earn that extra profit.
You do have health care in the US. It's how you ration it that's at issue. As it stands access to health care in the US is rationed solely by the effect on the profitability of the policy for the insurance company. Introducing a public option means they have to change their business model to compete on access. You want to get treatment quicker, take out a policy. You want to wait go public.
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When companies fuck up they get rewarded for it.
So yeah I trust the government over corporations. I respect your insult though for it shows that you're on the wrong side of history due to your hate.
It's not my fault that government is beholdened to private interests. Take money out of politics and the system will fix itself but it's quite stupid to assume all government is evil when only ours needs fixing.