How Indexed Loans work with Indexed Universal Life Insurance

Aaron Andrew, author of the book "Millionaire by Thirty", explains how Indexed policy loans work within indexed universal life insurance policies.

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[missedfortune]

This video also applies to how the "participating" and "alternate" loans work with different companies. They use different names to describe this loan but they all work similarly.

[missedfortune]

@bassy21 - You are referring to the fixed loan that Aaron talks about at the beginning of this video, and we have another video regarding that loan, which is also called a fixed, zero-cost or zero-wash loan. This video refers to the indexed loan which charges you a guaranteed rate, but credits you back whatever the index value returns.

[bassy21]

I thought it was called a wash-loan.