It does not matter if you are already in collections. see http://www.justsettlemydebts.com The process to accomplish debt relief on your debt moves quicker if you are already in collections. Such strategies still use elements of Contract Law, and may seek to make such accounts noncollectable, or work out a resolution through negotiation. The fact that there may be more of a negative impact to your credit if you are already in collections is a separate matter from whether or not you can use debt resolution for account that are already in collections.
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