Telephone Collection Scam Related to Delinquent Payday Loans
12/01/2010—The IC3 receives a high volume of complaints from victims of payday loan telephone collection scams. In these scams, a caller claims that the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be repres...entatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check cashing services.
One of the most insidious aspects of this scam is that the callers have accurate information about the victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and names and telephone numbers of relatives and friends. The method by which the fraudsters obtained the personal information is unclear, but victims often relay that they had completed online applications for other loans or credit cards before the calls began.
The fraudsters relentlessly call the victim's home, cell phone, and place of employment. They refuse to provide to the victims any details of the alleged payday loans and become abusive when questioned. The callers threaten victims with legal actions, arrests, and in some cases physical violence if they refuse to pay. In many cases, the callers even resort to harassment of the victim's relatives, friends, and employers.
Some fraudsters instruct victims to fax a statement agreeing to pay a certain dollar amount, on a specific date, via prepaid visa card. The statement further declares that the victim would never dispute the debt.
These telephone calls are an attempt to obtain payment by instilling fear in the victims. Do not follow the instructions of the caller.
If you receive telephone calls such as these, you should:
Contact your banking institutions;
Contact the three major credit bureaus and request an alert be put on your file;
Contact your local law enforcement agencies if you feel you are in immediate danger;
File a complaint at www.IC3.gov.
The scam artists, who speak English with a foreign accent, call themselves "U.S. National Bank," "Federal Investigation Bureau," "United Legal Processing" and numerous other phony names. They refuse to disclose real names and addresses and are believed to be operating "off the grid" from homes, automobiles, or from off shore locations or foreign countries, including India. Since the scammers have kept themselves purposely well hidden, thus far no law enforcement agencies have succeeded in locating or shutting them down.
The scammers typically pose as law enforcement officers, investigators, lawyers, and bankers and threaten consumers that they will be arrested for "bank fraud" or other fictitious crimes unless money is wired immediately. They simultaneously scare and confuse consumers by using meaningless legalese gobbledygook phrases such as, "We are downloading warrants against you" or "We are filing an affidavit against you." Consumers who don't immediately fall for the scam are warned, "Only God can help you now."
To block harassers and scammers you can add a service to your cell phone called TrapCall (trapcall.com) This will either make it to where you can blacklist the numbers to where they only get a "disconnection" recording or you can unblock their private and unknown numbers to reveal who they are. http://www.youtube.com/watch?v=IrSR0XCWA-o
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Getting back at foreign phone scamsby HBlocal13,545 views
302-722-4574
Their newest number as of today Nov 11, 2011
MsCat024 3 months ago
Grant scam attempt (808) 276-9705
MsCat024 4 months ago in playlist More videos from MsCat024
These guys are almost scary because they have the victims address.
tattoremoval 4 months ago
@tattoremoval they have more than the victims address. they have just about everything including relatives and friends as well as the workplace.
MsCat024 4 months ago
773-741-6527
704-856-9324
MsCat024 4 months ago in playlist More videos from MsCat024
760-438-7300
1-800-551-7922
310-362-7846
818-451-4016
760-300-4015
MsCat024 4 months ago in playlist More videos from MsCat024